10859 SW Price Rd, Lathrop, MO 64465 Property Records

Caldwell County property record for 10859 SW Price Rd, Lathrop, MO 64465

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,399 sqft · built 2018
Lot Size	70.5 acres (3,072,722 sqft)
Owner	Trust Name on File
Last Sale	$399,000 (Nov 2025)
Tax Bill	$5,861 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-9-31-6.02`

Property Details

APN / Parcel Number

Primary APN	`12-9-31-6.02`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,399 sqft Living Area
Basement Area	875 sqft
Finished Basement	1,289 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	3,072,722 sqft (70.5 acres)
Garage Type	Attached
Garage Area	599 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	401 sqft
Patio Area	628 sqft
Shed	1 Shed
Shed Area	1,200 sqft
Utility Building	2,400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	10859 SW PRICE RD
City	LATHROP
State	MO
Zip	64465-8319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	31-55-29 - A TRACT BEG 16.50' E OF SW COR SEC 31, TH., N 558.69', E 60', NE 470.38', E 257', NE 385.73', N 171.96', E 298.75'
Legal Range	29
Legal Township	55
Legal Section	31
Legal Tract	2A
Jurisdiction	CALDWELL MO
Township / Civil Division	ROCKFORD
Census Block Group	2
Census Block	2298
Census Tract	950201

Owner

10859 SW Price Rd is owner-occupied and held in a trust since November 2025.

Source: Caldwell County records, as of May 27, 2026

Owner of Record	Trust Name on File
Mailing Address	10859 SW PRICE RD, LATHROP, MO 64465-8319
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Nov 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Nov 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage HAMILTON BANK
Jun 16, 2020	Deed of Trust, Mortgage · Line of Credit INDEPENDENT FARMERS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2025 · Amount on File
Deed Sale	Nov 24, 2025 · Amount on File
Deed Document Number	202569529
Deed Book / Page	2025 / 1535
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL MO
Property Address	10859 SW PRICE RD, LATHROP, MO 64465-8319
Transaction Type	Mortgage
Record Updated	Jan 2, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22504 W 58TH ST, SHAWNEE, KS 66226-6800

Mortgage

Document Number	02025/1592
Date	Dec 8, 2025
Book Page	2025/1592
Instrument	69586

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Dec 1, 2030
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	8.12%
Index	1-Year CMT
Margin	3
Max Rate	11.1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL MO
Property Address	10859 SW PRICE RD, LATHROP, MO 64465-8319
Transaction Type	Mortgage
Record Updated	Dec 10, 2025
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22504 W 58TH ST, SHAWNEE, KS 66226-6800

Mortgage

Document Number	02025/1536
Date	Nov 24, 2025
Book Page	2025/1536
Instrument	69530

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL MO
Property Address	10859 SW PRICE RD, LATHROP, MO 64465-8319
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	100/3599
Date	Nov 9, 2017
Book Page	100/3599
Instrument	55164

Lender

Name	HAMILTON BANK
Type	Bank
Address	HAMILTON, MO 64644

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL MO
Property Address	10859 SW PRICE RD, LATHROP, MO 64465-8319
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	CAMERON TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	100/4402
Date	Jun 16, 2020
Book Page	100/4402
Instrument	59356

Lender

Name	INDEPENDENT FARMERS BANK
Type	Bank
Address	MAYSVILLE, MO 64469

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 5, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10859 SW Price Rd was $5,861, up 7.6% from the year before.

Source: Caldwell County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Caldwell County
County Subdivision	Rockford Township
Unified School District	Lathrop R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,861.00 (+7.56%)	$82,830 Land $3,400 Building $79,430	$464,560 Land $22,520 Building $442,040
2024	$5,449.00
2023		$76,030 Land $3,400 Building $72,630	$427,960 Land $22,520 Building $405,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10859 SW Price Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10859 SW Price Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 63% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLINTON CO PWSD 4 SYS 1 serves 4,968 people · EPA ID MO1024156
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grand River Mutual Telephone Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

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