10859 Ocean Bch Rd, Clarklake, MI 49234 Property Records

Jackson County property record for 10859 Ocean Bch Rd, Clarklake, MI 49234

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,515 sqft · built 1992
Lot Size	0.499 acres (21,736 sqft)
Owner	Individual Name on File
Last Sale	$124,760 (Sep 2007)
Tax Bill	$1,118 (2025)
Deeds & Mortgages	Sep 2022 Second Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000-19-22-176-008-00`

Property Details

APN / Parcel Number

Primary APN	`000-19-22-176-008-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,515 sqft Living Area
1st Floor Area	824 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Bi-Level
Lot Area	21,736 sqft (0.499 acres)
Lot Depth	297 ft Depth
Garage Area	1,144 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10859 OCEAN BEACH RD
City	CLARKLAKE
State	MI
Zip	49234-9743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 11 CRARY ESTATES
Legal Subdivision	CRARY ESTATES
Legal Lot Number	11
Legal Unit	11
Jurisdiction	JACKSON MI
Township / Civil Division	COLUMBIA
Census Block Group	3
Census Block	3024
Census Tract	6304

Owner

Source: Jackson County assessment roll, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10859 OCEAN BEACH RD, CLARKLAKE, MI 49234-9743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HONOR CU
Jul 27, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage TOWNE MORTGAGE CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 20, 2007 · Amount on Record
Deed Sale	Sep 20, 2007 · Amount on Record
Prior Sale	Jan 8, 2004 · Amount on Record
Deed Document Number	20072488188
Deed Book / Page	1884 / 260
Last Transfer Date	Apr 16, 2021
Transfer Doc	0002890035
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	10859 OCEAN BEACH RD, CLARKLAKE, MI 49234-9743
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10859 OCEAN BEACH RD, CLARKLAKE, MI 49234-9743

Mortgage

Document Number	0002924003
Date	Sep 26, 2022
Book Page	2219/112
Instrument	2924003

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 12, 2037

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MI
Recording Date	Jul 27, 2021
Property Address	10859 OCEAN BEACH RD, CLARKLAKE, MI 49234-9743
Document Number	0002890035
Book / Page	2192 / 1245
Map Reference	LB 14 PG 18
Instrument Date	Apr 16, 2021
Instrument	2890035
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	MADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10859 OCEAN BEACH RD, CLARKLAKE, MI 49234-9743

Mortgage

Document Number	0021921246
Date	Jul 27, 2021
Instrument	2192-1246

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Columbia Township
Unified School District	Columbia School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,700 (+7.27%)	$159,400 (+7.27%)
2025	$1,118.00 (-32.61%)	$74,300 (+13.96%)	$148,600 (+13.96%)
2024	$1,659.00 (+10.16%)
2023		$65,200	$130,400
2022	$1,506.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Mercury Broadband Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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