10858 Carriage Dr, Rancho Cucamonga, CA 91737 Property Records

San Bernardino County property record for 10858 Carriage Dr, Rancho Cucamonga, CA 91737

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 5,046 sqft · built 2007
Lot Size	0.487 acres (21,209 sqft)
Owner	2 Individual Names on File
Last Sale	$1,930,000 (Nov 2022)
Tax Bill	$22,217 (2025)
Deeds & Mortgages	Jan 2023 Transfer Nov 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1074-531-13-0000`

Property Details

APN / Parcel Number

Primary APN	`1074-531-13-0000`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,046 sqft Living Area
Gross Area	5,779 sqft
1st Floor Area	2,623 sqft
2nd Floor Area	2,423 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2008
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	21,209 sqft (0.487 acres)
View / Lot	Apt/Condo Complex
Garage Type	Attached
Garage Area	733 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Patio/Porch
Porch Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	10858 CARRIAGE DR
City	RANCHO CUCAMONGA
State	CA
Zip	91737-6728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 12332-2 LOT 107
Legal Subdivision	12332-2
Legal Tract	12332-2
Legal Block	1
Legal Lot Number	107
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1003
Census Tract	2021

Owner

10858 Carriage Dr is owned and occupied by two individuals who acquired it in November 2022.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10858 CARRIAGE DR, RANCHO CUCAMONGA, CA 91737-6728
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 10, 2022	Grant Deed, Transfer · Conventional Mortgage CATHAY BANK
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
May 4, 2017	Deed of Trust, Mortgage · Line of Credit FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2022 · Amount on File
Deed Sale	Nov 10, 2022 · Amount on File
Prior Sale	Sep 30, 2004
Deed Document Number	2022371595
Last Transfer Date	Nov 29, 2022
Transfer Doc	0000004788
Record Updated	Sep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 6, 2023
Property Address	10858 CARRIAGE DR, RANCHO CUCAMONGA, CA 91737-6728
Document Number	0000004788
Map Reference	MB 218 PG 63-71
Instrument Date	Nov 29, 2022
Instrument	2023-0004788
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10858 CARRIAGE DR, RANCHO CUCAMONGA, CA 91737-6728

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 10, 2022
Property Address	10858 CARRIAGE DR, RANCHO CUCAMONGA, CA 91737-6728
Document Number	0000371595
Map Reference	MB 218 PG 63-71
Instrument Date	Sep 27, 2022
Instrument	2022-0371595
Transaction Type	Transfer
Record Updated	Nov 23, 2022
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF SOCAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10858 CARRIAGE DR, RANCHO CUCAMONGA, CA 91737-6728

Mortgage

Document Number	0000371596
Date	Nov 10, 2022
Instrument	2022-0371596

Lender

Name	CATHAY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Dec 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.8%
Index	1-Year T-Bill
Max Rate	11.8%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10858 CARRIAGE DR, RANCHO CUCAMONGA, CA 91737-6728
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10858 CARRIAGE DR, RANCHO CUCAMONGA, CA 91737-6728

Mortgage

Document Number	0000169505
Date	Apr 14, 2021
Instrument	2021-0169505

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10858 CARRIAGE DR, RANCHO CUCAMONGA, CA 91737-6728
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000186182
Date	May 4, 2017
Instrument	2017-0186182

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 10858 Carriage Dr was $22,217 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rancho Cucamonga City
Elementary School District	Alta Loma Elementary School District (KG - 08)
Secondary School District	Chaffey Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,048,132 (+2%) Land $512,033 Building $1,536,099
2025	$22,217.00 Homeowner's exemption	$2,007,972 Land $501,993 Building $1,505,979
2023	$21,171.00 (+37.62%) Homeowner's exemption	$1,930,000 Land $482,500 Building $1,447,500
2022	$15,384.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10858 Carriage Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10858 Carriage Dr is high, ranking above 82% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 60% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUCAMONGA VALLEY WATER DISTRICT serves 213,375 people · EPA ID CA3610018
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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