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10857 S Gambel Cv, Sandy, UT 84092 Property Records

Salt Lake County property record for 10857 S Gambel Cv, Sandy, UT 84092

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 5,894 sqft · built 2009
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on Record
Last Sale$250,000 (Nov 2008)
Tax Bill$6,420 (2025)
Deeds & MortgagesApr 2020 Line of Credit
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN28-15-351-023

Property Details

APN / Parcel Number

Primary APN28-15-351-023
Alternative APN
  • 28-15-351-023-0000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms15 Rooms
Stories1 Story
Building Area5,894 sqft Living Area
Gross Area7,738 sqft
1st Floor Area2,986 sqft
Basement Area2,986 sqft
Finished Basement2,908 sqft
Unfinished Basement78 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2018
Architectural StyleRanch
Exterior MaterialBrick
Roof MaterialAsphalt
Lot Area20,038 sqft (0.46 acres)
Garage TypeAttached
Garage Area966 sqft
DrivewayConcrete Driveway

Exterior Amenities

PorchCovered Patio/Porch
Porch Area33 sqft
Patio Area734 sqft
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal

Location & Zoning

Street Address10857 S GAMBEL CV
CitySANDY
StateUT
Zip84092-7311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1120
Legal DescriptionLOT 2, GAMBEL COVE SUB.
Legal Range1E
Legal Township3S
Legal Section15
Legal SubdivisionGAMBEL COVE SUB
Legal Block2
Legal Lot Number2
JurisdictionSALT LAKE UT
Township / Civil DivisionSALT LAKE CITY
Census Block Group2
Census Block2021
Census Tract112814

Owner

Source: Salt Lake County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10857 S GAMBEL CV, SANDY, UT 84092-7311
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2020Deed of Trust, Mortgage · Line of Credit
MOUNTAIN AMERICA FCU
Dec 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 24, 2008 · Amount on Record
Deed SaleNov 24, 2008 · Amount on Record
Deed Document Number200810567671
Deed Book / Page9660 / 9158
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSALT LAKE UT
Property Address10857 S GAMBEL CV, SANDY, UT 84092-7311
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0013241914
DateApr 14, 2020
Book Page10926/4730
Instrument13241914
Lender
NameMOUNTAIN AMERICA FCU
TypeCredit Union
AddressWEST JORDAN, UT 84084
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSALT LAKE UT
Property Address10857 S GAMBEL CV, SANDY, UT 84092-7311
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCOTTONWOOD TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0013509833
DateDec 23, 2020
Book Page11086/3819
Instrument13509833
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJan 1, 2041

Tax Assessment & Valuation

Source: Salt Lake County assessment roll, as of June 3, 2026

Property Jurisdictions

TypeName
StateUtah
CountySalt Lake County
MunicipalitySandy City
Unified School DistrictCanyons School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,420.00 Homeowner's exemption$1,776,300 (+119.24%) Land $589,100 Building $1,187,200$1,776,300 (+20.58%) Land $589,100 Building $1,187,200
2024$6,420.00 (-14.57%)
2023$7,515.00 (-9.94%) Homeowner's exemption$810,205 Land $273,900 Building $536,305$1,473,100 Land $498,000 Building $975,100
2022$8,344.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1991)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 77% of Utah
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANDY CITY WATER SYSTEM
serves 99,750 people · EPA ID UTAH18028
Water SourcePurchased surface water from several systems
Last State InspectionOct 2023
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityFluoride
resolved · Feb 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Utah Broadband
Fixed Wireless		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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