10857 Lydia Estates Dr, Jacksonville, FL 32218 Property Records

Duval County property record for 10857 Lydia Estates Dr, Jacksonville, FL 32218

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,958 sqft · built 2001
Lot Size	0.407 acres (17,713 sqft)
Owner	2 Company Names on Record
Last Sale	$267,500 (Apr 2024)
Tax Bill	$4,583 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`020170-2895`

Property Details

APN / Parcel Number

Primary APN	`020170-2895`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,958 sqft Living Area
Gross Area	2,458 sqft
1st Floor Area	1,958 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2010
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,713 sqft (0.407 acres)
View / Lot	Pond
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	10857 LYDIA ESTATES DR
City	JACKSONVILLE
State	FL
Zip	32218-6978
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	53-46 9-1S-26E .41 LYDIA ESTATES UNIT 3 LOT 145
Legal Range	26E
Legal Township	01S
Legal Section	09
Legal Subdivision	LYDIA ESTATES UNIT THREE
Legal Block	1
Legal Lot Number	145
Legal Unit	3
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	1
Census Block	1003
Census Tract	10503

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	10857 LYDIA ESTATES DR, JACKSONVILLE, FL 32218-6978
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Apr 2, 2024	Warranty Deed, Transfer PREMIER SETTLEMENT AND TITLE SERVICES, PRESTIGE STLMT & TTL SVCS LL
Feb 1, 2019	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Jun 23, 2017	Warranty Deed, Transfer · FHA Mortgage HAMILTON GROUP FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2024 · Amount on Record
Deed Sale	Apr 2, 2024 · Amount on Record
Prior Sale	Jun 23, 2017 · Amount on Record
Deed Document Number	202465521
Deed Book / Page	20998 / 1902
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	10857 LYDIA ESTATES DR, JACKSONVILLE, FL 32218-6978
Transaction Type	Mortgage
Record Updated	Dec 1, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10857 LYDIA ESTATES DR, JACKSONVILLE, FL 32218-6978

Mortgage

Document Number	0202081586
Date	Apr 5, 2022
Book Page	20208/1586
Instrument	2022084208

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2052

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Apr 2, 2024
Property Address	10857 LYDIA ESTATES DR, JACKSONVILLE, FL 32218-6978
Document Number	0209981902
Book / Page	20998 / 1902
Map Reference	MB 53 PG 46
Instrument Date	Mar 22, 2024
Instrument	2024065521
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	PREMIER SETTLEMENT AND TITLE SERVICES, PRESTIGE STLMT & TTL SVCS LL

Transaction

Amount	Amount Recorded
Tax	$1,872.50
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	848 N RAINBOW BLVD # 2930, LAS VEGAS, NV 89107-1103

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	10857 LYDIA ESTATES DR, JACKSONVILLE, FL 32218-6978
Document Number	0186941785
Instrument Date	Feb 1, 2019
Transaction Type	Mortgage
Record Updated	Mar 8, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10857 LYDIA ESTATES DR JACKSONVILLE FL 322186978, JACKSONVILLE, FL 32218-6978

Mortgage

Document Number	0186941785
Date	Feb 21, 2019
Book Page	018694/001785
Instrument	40679

Lender

Name	NEWREZ LLC
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jun 23, 2017
Property Address	10857 LYDIA ESTATES DR, JACKSONVILLE, FL 32218-6978
Document Number	0180300661
Book / Page	18030 / 0661
Map Reference	MB 53 PG 46&46A-46C
Instrument Date	Jun 22, 2017
Instrument	2017148333
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	AMERICAS CHOICE TITLE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2017 EMERALD GREEN RD, 2017, JACKSONVILLE, FL 32246-0589

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10857 LYDIA ESTATES DR, JACKSONVILLE, FL 32218-6978

Mortgage

Document Number	2017148334
Date	Jun 23, 2017
Instrument	2017148334

Lender

Name	HAMILTON GROUP FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,470 (+2.41%) Land $57,867 Building $185,603	$243,470 (+2.41%) Land $57,867 Building $185,603
2025	$4,583.00 (+70.5%)	$237,738 (+35.47%) Land $52,000 Building $185,738	$237,738 (+0.31%) Land $52,000 Building $185,738
2024	$2,688.00 (+3.11%)
2023	$2,607.00 (+9.54%) Homeowner's exemption	$175,490 (+3%)	$237,013 (+3.9%) Land $50,000 Building $187,013
2022	$2,380.00 Homeowner's exemption	$170,379	$228,118 Land $50,000 Building $178,118

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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