Suwannee County property record for 10857 109th Ln, Live Oak, FL 32060
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,512 sqft · built 1987 |
| Lot Size | 3.72 acres (162,043 sqft) |
| Owner | Individual Name on File |
| Last Sale | $6,400 (Jan 1988) |
| Tax Bill | $510 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-03S-13E-08418-002000 |
| Primary APN | 01-03S-13E-08418-002000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 1,512 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Metal |
| Roof Material | Composition Shingle |
| Lot Area | 162,043 sqft (3.72 acres) |
| Porch | Finished/Screened Porch |
| Patio Area | 366 sqft |
| Fence | Fence |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air |
| Account Number | 08418002000 |
|---|---|
| Street Address | 10857 109TH LN |
| City | LIVE OAK |
| State | FL |
| Zip | 32060-6930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEG 3.72 ACRES THE NORTH 825 FT OF THAT PORTION OF NW1/4 OF SE1/4 LYING W OF ACL (NOW SBCL) RAILROAD ORB 333 P 669 WD YR 88 |
| Legal Range | 13E |
| Legal Township | 03S |
| Legal Section | 01 |
| Jurisdiction | SUWANNEE FL |
| Township / Civil Division | LIVE OAK |
| Census Block Group | 5 |
| Census Block | 5020 |
| Census Tract | 970100 |
10857 109th Ln is owned and occupied by an individual who bought it in January 1988.
Source: Suwannee County records, as of February 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10857 109TH LN, LIVE OAK, FL 32060-6930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 1, 1988 · Amount on File |
| Deed Sale | Jan 1, 1988 · Amount on File |
| Deed Document Number | 0000333669 |
| Record Updated | Jun 8, 2026 |
Source: Suwannee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Suwannee County |
| Unified School District | Suwannee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $54,070 | $148,181 Land $32,271 Building $115,910 | |
| 2024 | $510.00 (+0.99%) | ||
| 2023 | $505.00 (+3.06%) Homeowner's exemption | $51,016 (+3%) | $143,908 (+44.03%) Land $37,200 Building $106,708 |
| 2022 | $490.00 Homeowner's exemption | $49,530 | $99,916 Land $22,320 Building $77,596 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10857 109th Ln in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 9 (1991–2024) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10857 109th Ln is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Rapid Fiber Internet Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Windstream.
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