10856 Silver Cloud Trl, Rogers, AR 72756 Property Records

Benton County property record for 10856 Silver Cloud Trl, Rogers, AR 72756

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,816 sqft · built 2006
Lot Size	9.56 acres (416,434 sqft)
Owner	2 Individual Names on File
Last Sale	$24,000 (Jul 1997)
Tax Bill	$1,797 (2026)
Deeds & Mortgages	Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-07531-000`

Property Details

APN / Parcel Number

Primary APN	`15-07531-000`
Alternative APNs	`55079.0` `55079`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	3,816 sqft Living Area
Gross Area	4,630 sqft
1st Floor Area	3,480 sqft
Upper Floors Area	336 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	416,434 sqft
Garage Type	Attached
Garage Area	576 sqft
Driveway	Concrete Driveway
Driveway Area	665 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed/Screened Porch
Porch Area	520 sqft
Deck Area	72 sqft
Patio Area	540 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	55079
Street Address	10856 SILVER HOLLOW RD
City	LOWELL
State	AR
Zip	72745-9546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	29
Legal Township	19
Legal Section	32
Legal Subdivision	PHILLIPS CREEK SUB-RURBAN
Legal Tract	1
Legal Lot Number	TCT 1
Jurisdiction	BENTON AR
Township / Civil Division	2
Census Block Group	1
Census Block	1019
Census Tract	21407

Owner

10856 Silver Cloud Trl is owned and occupied by two individuals who bought it in July 1997.

Source: Benton County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 417, LOWELL, AR 72745-0417
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 1997 · Amount on File
Deed Sale	Jul 16, 1997 · Amount on File
Prior Sale	Jul 10, 1986 · Amount on File
Deed Document Number	199759379
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	10856 SILVER CLOUD TRL, ROGERS, AR 72756
Document Number	0000030709
Instrument Date	Jun 7, 2019
Transaction Type	Mortgage
Record Updated	Jun 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10856 SILVER HOLLOW RD LOWELL AR 727459546, LOWELL, AR 72745-9546

Mortgage

Document Number	0000030709
Date	Jun 19, 2019
Instrument	30709

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 10856 Silver Cloud Trl was $1,797 with a homeowner's exemption, up 0.6% from the year before.

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Unified School District	Rogers Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,797.00 (+0.62%) Homeowner's exemption	$85,758 (-) Land $11,506 Building $74,252	$428,790 Land $57,530 Building $371,260
2025	$1,786.00 Homeowner's exemption	$85,758 Land $11,506 Building $74,252
2024			$428,790 (+52.13%) Land $57,530 Building $371,260
2023	$1,650.00 Homeowner's exemption	$56,370 Land $5,510 Building $50,860	$281,850 Land $27,550 Building $254,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10856 Silver Cloud Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10856 Silver Cloud Trl is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 63% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON COUNTY WATER AUTHORITY4 serves 673 people · EPA ID AR0000899
Water Source	Purchased surface water from ROGERS WATER UTILITIES
Last State Inspection	Feb 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30