10856 Enchanted Dr, Frederic, MI 49733 Property Records

Otsego County property record for 10856 Enchanted Dr, Frederic, MI 49733

Property Summary

Property Type	Single Family Home
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on Record
Last Sale	$107,000 (Sep 2019)
Tax Bill	$534 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Sep 2019 Sale & Mortgage + 1 more
APN	`091-200-000-504-00`

Property Details

APN / Parcel Number

Primary APN	`091-200-000-504-00`

Exterior

Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	210 ft deep x 100 ft wide

Location & Zoning

Street Address	10856 ENCHANTED DR
City	FREDERIC
State	MI
Zip	49733-9612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 504 ENCHANTED FOREST NO 2. SEC 25 T29N R3W.
Legal Range	03W
Legal Township	29N
Legal Section	25
Legal Subdivision	ENCHANTED FOREST SUB
Legal Lot Number	504
Jurisdiction	OTSEGO MI
Township / Civil Division	OTSEGO LAKE
Census Block Group	1
Census Block	1130
Census Tract	950400

Owner

Source: Otsego County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9918 ALBA HWY, 1, ELMIRA, MI 49730-9277
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage AMERIFIRST FINANCIAL
Sep 4, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage AMERIFIRST FINANCIAL
Sep 4, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2019 · Amount on Record
Deed Sale	Sep 4, 2019 · Amount on Record
Prior Sale	Sep 29, 2014 · Amount on Record
Deed Book / Page	1502 / 49
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO MI
Property Address	10856 ENCHANTED DR, FREDERIC, MI 49733-9612
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9918 ALBA HWY, ELMIRA, MI 49730-9277

Mortgage

Document Number	0000001502/0000000050
Date	Sep 4, 2019
Book Page	0000001502/0000000050

Lender

Name	AMERIFIRST FINANCIAL

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO MI
Recording Date	Sep 4, 2019
Property Address	10856 ENCHANTED DR, FREDERIC, MI 49733-9612
Document Number	1502/49
Book / Page	1502 / 49
Instrument Date	Aug 30, 2019
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	OTSEGO COUNTY TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9918 ALBA HWY APT 1, 1, ELMIRA, MI 49730-9277

Mortgage

Document Number	0001502/49
Date	Sep 4, 2019
Book Page	1502/49

Lender

Name	AMERIFIRST FINANCIAL

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO MI
Recording Date	Sep 4, 2019
Property Address	10856 ENCHANTED DR, FREDERIC, MI 49733-9612
Document Number	1502/49
Book / Page	1502 / 49
Instrument Date	Aug 30, 2019
Transaction Type	Transfer
Record Updated	Dec 3, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9918 ALBA HWY, ELMIRA, MI 49730-9277

Tax Assessment & Valuation

Source: Otsego County assessment roll, as of October 3, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Otsego County
County Subdivision	Otsego Lake Township
Unified School District	Gaylord Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,500 (-0.25%)	$161,000 (-0.25%)
2025	$534.00 (-43.55%) Homeowner's exemption	$80,700 (+52.26%)	$161,400 (+52.26%)
2024	$946.00 (+3.84%)
2023		$53,000	$106,000
2022	$911.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 87% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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