10856 Beech Creek Dr, Columbia, MD 21044 Property Records

Howard County property record for 10856 Beech Creek Dr, Columbia, MD 21044

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,868 sqft · built 1987
Lot Size	0.217 acres (9,452 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Dec 2012)
Tax Bill	$8,566 (2026)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-400627`

Property Details

APN / Parcel Number

Primary APN	`05-400627`
Alternative APNs	`5400627` `400627`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,868 sqft Total Area
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,452 sqft (0.217 acres)
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	64 sqft
Deck Area	322 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	400627
Street Address	10856 BEECH CREEK DR
City	COLUMBIA
State	MD
Zip	21044-1024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC
Legal Description	LOT 39 .2173 A 10856 BEECH CREEK DR BEECH CREEK S 1 AR 2
Legal Subdivision	BEECH CREEK
Legal Lot Number	39
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	3
Census Block	3000
Census Tract	605503

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10856 BEECH CREEK DR, COLUMBIA, MD 21044-1024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2012 · Amount on Record
Deed Sale	Dec 7, 2012 · Amount on Record
Prior Sale	Aug 14, 2003 · Amount on Record
Deed Book / Page	14510 / 373
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	10856 BEECH CREEK DR, COLUMBIA, MD 21044-1024
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	SETTLEMENT SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10856 BEECH CREEK DR, COLUMBIA, MD 21044-1024

Mortgage

Document Number	0198580160
Date	Oct 26, 2020
Book Page	19858/160

Lender

Name	UIF CORPORATION
Type	Non-Lending Institution
Address	BLOOMFIELD HILLS, MI 48304

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,566.00 (+3.13%)	$559,000 (+2.97%)	$591,200 (+8.9%) Land $275,000 Building $316,200
2025	$8,306.00 (+69.68%)	$542,900 (+15.31%) Land $255,000 Building $287,900	$542,900 (-) Land $255,000 Building $287,900
2023		$470,833	$542,900 Land $255,000 Building $287,900
2022	$4,895.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20