10856 Arrowhead Cir, Jerome, MI 49249 Property Records

Hillsdale County property record for 10856 Arrowhead Cir, Jerome, MI 49249

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 704 sqft · built 1971
Lot Size	0.223 acres (9,714 sqft)
Owner	Individual Name on File
Last Sale	$183,000 (Aug 2015)
Tax Bill	$3,425 (2021)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-075-001-026`

Property Details

APN / Parcel Number

Primary APN	`04-075-001-026`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	704 sqft Living Area

Exterior

Year Built	Built 1971
Exterior Material	Wood Siding
Lot Area	9,714 sqft (0.223 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	10856 ARROWHEAD CIR
City	JEROME
State	MI
Zip	49249
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 114 INDIAN HILLS SUB NO 2
Legal Subdivision	INDIAN HILLS SUB
Legal Lot Number	114
Jurisdiction	HILLSDALE MI
Township / Civil Division	SOMERSET
Census Block Group	1
Census Block	1041
Census Tract	50102

Owner

Source: Hillsdale County records · APN 04-075-001-026

Assessment roll updated March 1, 2023 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4749 WICKFORD DR E, SYLVANIA, OH 43560-3350
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 04, 2015 · Amount on Record
Deed Sale	Aug 04, 2015 · Amount on Record
Deed Document Number	0015970993
Deed Book / Page	1597 / 0993
Record Updated	Jun 07, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	10856 ARROWHEAD CIR, JEROME, MI 49249
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4749 NICKFORD DRIVE, SYLVANIA, OH 43560

Mortgage

Document Number	1811/699
Date	Nov 05, 2021
Book Page	1811/699

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 01, 2036

Tax Assessment & Valuation

Source: Hillsdale County records · Assessment roll updated March 1, 2023 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Somerset Township
Unified School District	Addison Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$92,890	$180,672 Land $54,152 Building $126,520
2021	$3,425.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 19, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Broadband Fixed Wireless	150 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 93 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SOMERSET CENTRE ESTATES private · serves 368 people
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.