10853 E Willow Dr, Whitewater, WI 53190 Property Records

Rock County property record for 10853 E Willow Dr, Whitewater, WI 53190

Property Summary

Property Type	Single Family Home
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$227,000 (Sep 2024)
Tax Bill	$2,250 (2025)
Deeds & Mortgages	Jun 2022 Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6-11-160.1`

Property Details

APN / Parcel Number

Primary APN	`6-11-160.1`
Alternative APN	`022 032005`

Exterior

Lot Area	21,780 sqft (0.5 acres)

Location & Zoning

Account Number	022 032005
Street Address	10853 E WILLOW DR
City	WHITEWATER
State	WI
Zip	53190-3300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	PT SW1/4 SW1/4 COM 164' S OF NE COR, S 254', SW 90', N 254' NE 90' TO POB
Jurisdiction	ROCK WI
Township / Civil Division	LIMA
Census Block Group	1
Census Block	1025
Census Tract	3200

Owner

Source: Rock County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10853 E WILLOW DR, WHITEWATER, WI 53190-3300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF WISCONSIN CU
May 2, 2022	Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG CORP
Sep 21, 2017	Deed, Transfer · Conventional Mortgage FIRST CITIZENS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2024 · Amount on Record
Deed Sale	Sep 16, 2024 · Amount on Record
Prior Sale	May 2, 2022 · Amount on Record
Deed Document Number	20242270069
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	10853 E WILLOW DR, WHITEWATER, WI 53190-3300
Transaction Type	Mortgage
Record Updated	Jul 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002221624
Date	Jun 30, 2022
Instrument	2221624

Lender

Name	UNIVERSITY OF WISCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2052

Interest

Rate Type	Fixed Rate

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCK WI
Recording Date	May 2, 2022
Property Address	10853 E WILLOW DR, WHITEWATER, WI 53190-3300
Document Number	0002217138
Instrument Date	Apr 22, 2022
Instrument	2217138
Transaction Type	Transfer
Record Updated	May 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10853 E WILLOW DR, WHITEWATER, WI 53190-3300

Mortgage

Document Number	0002217139
Date	May 2, 2022
Instrument	2217139

Lender

Name	FAIRWAY INDEPENDENT MTG CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCK WI
Recording Date	Sep 21, 2017
Property Address	10853 E WILLOW DR, WHITEWATER, WI 53190-3300
Document Number	0002087872
Instrument Date	Sep 11, 2017
Instrument	2087872
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$339.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10853 E WILLOW DR, WHITEWATER, WI 53190-3300

Mortgage

Document Number	2087874
Date	Sep 21, 2017
Instrument	2087874

Lender

Name	FIRST CITIZENS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rock County
County Subdivision	Lima Town
Unified School District	Whitewater School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,250.00 (+19.49%) Homeowner's exemption	$176,200 (-) Land $36,000 Building $140,200	$208,700 (+15.5%)
2023	$1,883.00 Homeowner's exemption	$176,200 Land $36,000 Building $140,200	$180,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bug Tussel Wireless Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LiteWire Fixed Wireless	100 / 25

May also be available: Netwurx.

Cell Coverage

5G (outdoors only) and 4G LTE

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