Oneida County and Remsen Town property record for 10852 Commons Rd, Remsen, NY 13438
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,632 sqft · built 1992 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Sep 2007) |
| Tax Bill | $4,637 (2026) |
| Deeds & Mortgages | Sep 2021 Refinance Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 305289 121.000-1-15.2 |
| Primary APN | 305289 121.000-1-15.2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,632 sqft Living Area |
| 1st Floor Area | 832 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 174,240 sqft (4 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 10852 COMMONS RD |
|---|---|
| City | REMSEN |
| State | NY |
| Zip | 13438-4013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 15.002 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | REMSEN |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 24102 |
10852 Commons Rd is owned and occupied by two individuals who bought it in September 2007.
Source: Oneida County and Remsen Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10852 COMMONS RD, REMSEN, NY 13438-4013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERICU CU |
| Jun 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage AMERICU CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2007 · Amount on File |
| Deed Sale | Sep 4, 2007 · Amount on File |
| Deed Book / Page | 2007 / 18038 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 10852 COMMONS RD, REMSEN, NY 13438-4013 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 14938 |
|---|---|
| Date | Sep 8, 2021 |
| Instrument | 2021-014938 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 97 Months |
| Due | Oct 1, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 10852 COMMONS RD, REMSEN, NY 13438-4013 |
| Document Number | 0000008411 |
| Instrument Date | Jun 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2018 |
| Name | Verified Name |
|---|---|
| Address | 10852 COMMONS RD REMSEN NY 134384013, REMSEN, NY 13438-4013 |
| Document Number | 0000008411 |
|---|---|
| Date | Jun 20, 2018 |
| Instrument | 8411 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Address | ROME, NY 13440 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 19, 2028 |
The 2026 property tax bill for 10852 Commons Rd was $4,637 with a homeowner's exemption, down 0.1% from the year before.
Source: Oneida County and Remsen Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Remsen Town |
| Unified School District | Remsen Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,637.00 (-0.06%) Homeowner's exemption | ||
| 2025 | $4,640.00 | $83,050 Land $7,125 Building $75,925 | $230,694 Land $19,792 Building $210,902 |
| 2023 | $83,050 (-) Land $7,125 Building $75,925 | $184,556 (+6.67%) Land $15,833 Building $168,723 | |
| 2022 | $1,263.00 Homeowner's exemption | $83,050 Land $7,125 Building $75,925 | $173,021 Land $14,844 Building $158,177 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10852 Commons Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10852 Commons Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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