10850 SW 228th Ter, Miami, FL 33170 Property Records

Miami-Dade County property record for 10850 SW 228th Ter, Miami, FL 33170

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,502 sqft · built 2005
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Sep 2022)
Tax Bill	$7,936 (2025)
Deeds & Mortgages	Mar 2025 Mortgage May 2024 Mortgage + 2 more
Flood Zone	Zone AH (high risk)
APN	`30-6018-026-1510`

Property Details

APN / Parcel Number

Primary APN	`30-6018-026-1510`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,502 sqft Living Area
Gross Area	1,988 sqft
1st Floor Area	1,502 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete Block/Stucco
Roof Type	Rigid Frame Bar Joist
Roof Material	Other
Lot Area	5,000 sqft (0.115 acres)
Garage Area	280 sqft
Porch	Porch
Porch Area	33 sqft
Patio Area	270 sqft

Location & Zoning

Street Address	10850 SW 228TH TER
City	MIAMI
State	FL
Zip	33170-7509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0102
Legal Description	SILVER PALM LAKE PB 161-71T-21380 LOT 7BLK 8 LOT SIZE 5000 SQ FT FAU 30 6017 000 0021 & 6018 000 0700 0701 0710 & 0720 COC 26113-3139 11 2007 5
Legal Range	40E
Legal Township	56S
Legal Section	18
Legal Subdivision	SILVER PALM LAKE
Legal Block	8
Legal Lot Number	7
Jurisdiction	DADE FL
Township / Civil Division	PRINCETON-GOULDS
Census Block Group	3
Census Block	3014
Census Tract	10622

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10850 SW 228TH TER, MIAMI, FL 33170-7509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2025	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 30, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 2, 2022	Warranty Deed, Transfer · FHA Mortgage REGIONS BANK
Jun 20, 2019	Loan Modification, Mortgage · Conventional with PMI VRMTG ASSET TRUST (CT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2022 · Amount on Record
Deed Sale	Sep 2, 2022 · Amount on Record
Prior Sale	Oct 18, 2005 · Amount on Record
Deed Document Number	2022693740
Deed Book / Page	33367 / 1862
Prior Transfer Date	Nov 26, 2007
Prior Transfer Doc	0001195698
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	10850 SW 228TH TER, MIAMI, FL 33170-7509
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10850 SW 228TH TER, MIAMI, FL 33170-7509

Mortgage

Document Number	0000205207
Date	Mar 18, 2025
Book Page	34665/3000
Instrument	2025R0205207

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2055

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	10850 SW 228TH TER, MIAMI, FL 33170-7509
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10850 SW 228TH TER, MIAMI, FL 33170-7509

Mortgage

Document Number	0000410374
Date	May 30, 2024
Book Page	34247/3056
Instrument	2024R0410374

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Sep 1, 2052

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Sep 2, 2022
Property Address	10850 SW 228TH TER, MIAMI, FL 33170-7509
Document Number	0000693740
Book / Page	33367 / 1862
Map Reference	MB 161 PG 71
Instrument Date	Aug 24, 2022
Instrument	2022R0693740
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	CAPITAL TITLE GROUP INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,700.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 364, STRAWBERRY PLAINS, TN 37871-0364

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10850 SW 228TH TER, GOULDS, FL 33170-7509

Mortgage

Document Number	0000001864
Date	Sep 2, 2022
Instrument	33367/1864

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DADE FL
Property Address	10850 SW 228TH TER, MIAMI, FL 33170-7509
Document Number	0000453410
Instrument Date	Jun 20, 2019
Transaction Type	Mortgage
Record Updated	Aug 14, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10850 SW 228TH TER MIAMI FL 331707509, MIAMI, FL 33170-7509

Mortgage

Document Number	0000453410
Date	Jul 22, 2019
Book Page	031533/003453
Instrument	453410

Lender

Name	VRMTG ASSET TRUST (CT)

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2049

Interest

Rate Type	Fixed Rate
Rate	4.45%

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,936.00 (+2.23%) Homeowner's exemption	$376,723 (+2.9%)	$393,003 (+2.72%) Land $150,000 Building $243,003
2024	$7,763.00 (+3.69%) Homeowner's exemption	$366,106 (+3%)	$382,608 (+7.64%) Land $150,000 Building $232,608
2023	$7,487.00 (+24.82%) Homeowner's exemption	$355,443 (+11.15%) Land $120,000 Building $235,443	$355,443 (+11.15%) Land $120,000 Building $235,443
2022	$5,998.00	$319,788 Land $85,000 Building $234,788	$319,788 Land $85,000 Building $234,788

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 443 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	443 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
SkyNet360 Fixed Wireless	160 / 35

May also be available: T-Mobile.

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