10850 Echo Ave, Lonsdale, MN 55046 Property Records

Rice County property record for 10850 Echo Ave, Lonsdale, MN 55046

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,928 sqft · built 2000
Lot Size	10.8 acres (470,448 sqft)
Owner	2 Trust Names on File
Tax Bill	$5,220 (2026)
Deeds & Mortgages	Sep 2020 Loan Modification Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06.08.4.75.001`

Property Details

APN / Parcel Number

Primary APN	`06.08.4.75.001`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,928 sqft Living Area
1st Floor Area	1,928 sqft
Basement Area	1,928 sqft
Finished Basement	1,108 sqft
Unfinished Basement	1,928 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	470,448 sqft (10.8 acres)
Garage Type	Attached
Garage Area	960 sqft
Driveway	Gravel Driveway
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	120 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	10850 ECHO AVE
City	LONSDALE
State	MN
Zip	55046-3425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E613.25FT N1903.55FT SE4 LYG S CSAH #1
Legal Range	021
Legal Township	111
Legal Section	08
Jurisdiction	RICE MN
Township / Civil Division	FOREST
Census Block Group	1
Census Block	1021
Census Tract	70200

Owner

10850 Echo Ave is owner-occupied and held in a trust since August 2025.

Source: Rice County records, as of June 8, 2026

Owner of Record	2 Trust Names on File
Mailing Address	10850 ECHO AVE, LONSDALE, MN 55046-3425
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2020	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK
Jun 5, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 13, 2025
Transfer Doc	0000777697
Record Updated	Sep 20, 2026

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RICE MN
Property Address	10850 ECHO AVE, LONSDALE, MN 55046-3425
Document Number	0000731227
Instrument Date	Sep 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10850 ECHO AVE LONSDALE MN 550463425, LONSDALE, MN 55046-3425

Mortgage

Document Number	0000731227
Date	Oct 8, 2020
Instrument	731227

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICE MN
Property Address	10850 ECHO AVE, LONSDALE, MN 55046-3425
Document Number	0000717053
Instrument Date	Jun 5, 2019
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10850 ECHO AVE LONSDALE MN 550463425, LONSDALE, MN 55046-3425

Mortgage

Document Number	0000717053
Date	Jun 21, 2019
Instrument	717053

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 10850 Echo Ave was $5,220.

Source: Rice County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rice County
County Subdivision	Forest Township
Unified School District	Northfield Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,220.00	$584,000 (+1.37%) Land $140,900 Building $443,100	$584,000 (+1.37%) Land $140,900 Building $443,100
2025		$576,100 (+12.96%) Land $132,600 Building $443,500	$576,100 (+12.96%) Land $132,600 Building $443,500
2024	$4,514.00 (+10.58%)	$510,000 (-) Land $115,900 Building $394,100	$510,000 (-) Land $115,900 Building $394,100
2023	$4,082.00	$510,000 Land $115,900 Building $394,100	$510,000 Land $115,900 Building $394,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10850 Echo Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective April 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1993–2024)
Most Recent Claim	Jun 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10850 Echo Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bevcomm Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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