Steuben County and Urbana Town property record for 10850 E Lake Rd, Hammondsport, NY 14840 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 1 Baths |
| Architecture Style | Cottage |
| Year Built | Built 2019 |
| Square Footage | 580 sqft Living Area |
| Lot Size | 3,920 sqft (0.09 acres) |
| Last Sale | $349,200 (2020) |
| Tax Bill | $9,931.00 (2025) |
| Primary APN | 0004603-200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 2 Rooms |
| Building Area | 580 sqft Living Area |
| 1st Floor | 580 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Elevator | Elevator |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Cottage Style |
| Exterior Material | Wood Exterior |
| Foundation Type | No Foundation Foundation |
| Lot Area | 3,920 sqft (0.09 acres) |
| Depth X Width | 145 ft x 34 ft Depth x Width |
| Shed | 1 Shed |
|---|---|
| Porch Area | 296 sqft Porch |
| View | Waterfront-Beach (Ocean, River, or Lake) View |
| Boat Access | Boat Access |
| Boat House | Boat House |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 0004603-200 |
|---|---|
| Street Address | 10850 E LAKE RD |
| City | HAMMONDSPORT |
| State | NY |
| Zip | 14840 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 443 ELR |
| Legal Block | 1 |
| Legal Lot Number | 4.100 |
| Jurisdiction | STEUBEN NY |
| Minor Civil Division | URBANA |
| Census Blockgroup | 2 |
| Census Block | 2003 |
| Census Tract | 961400 |
Source: Steuben County and Urbana Town records · APN 0004603-200
Assessment roll updated April 21, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 280 E BROAD ST, 1010, ROCHESTER, NY 14604-1734 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 10, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance LYONS SAVINGS BANK |
| Dec 29, 2025 | Deed of Trust, Mortgage · Line of Credit LYONS SAVINGS BANK |
| Jun 01, 2012 | Deed of Trust, Mortgage LYONS NATIONAL BANK |
| Oct 07, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance CNB MORTGAGE CO |
| Oct 07, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance CNB MORTGAGE CO |
| Nov 13, 2020 | Warranty Deed, Transfer |
| Nov 02, 2017 | Deed, Transfer CORNING FEDERAL CREDIT UNION |
| Sep 26, 2014 | Deed, Transfer ALBERT KUSAK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 13, 2020 · Amount on Record |
| Deed Sale | Nov 13, 2020 · Amount on Record |
| Prior Sale | Nov 02, 2017 · Amount on Record |
| Deed Book / Page | 2857 / 267 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEUBEN NY |
| Property Address | 10850 E LAKE RD, HAMMONDSPORT, NY 14840 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 004854/198 |
|---|---|
| Date | May 10, 2022 |
| Book Page | 4854/198 |
| Name | LYONS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEUBEN NY |
| Property Address | 10850 E LAKE RD, HAMMONDSPORT, NY 14840 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 005245/122 |
|---|---|
| Date | Dec 29, 2025 |
| Book Page | 5245/122 |
| Name | LYONS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 277 Months |
| Due | Jan 01, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEUBEN NY |
| Property Address | 10850 E LAKE RD, HAMMONDSPORT, NY 14840 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000003525/0000000001 |
|---|---|
| Date | Jun 01, 2012 |
| Book Page | 0000003525/0000000001 |
| Name | LYONS NATIONAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 355 Months |
| Due | Jan 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEUBEN NY |
| Property Address | 10850 E LAKE RD, HAMMONDSPORT, NY 14840 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 004759/294 |
|---|---|
| Date | Oct 07, 2021 |
| Book Page | 4759/294 |
| Name | CNB MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEUBEN NY |
| Property Address | 10850 E LAKE RD, HAMMONDSPORT, NY 14840 |
| Transaction Type | Mortgage |
| Record Updated | Nov 02, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4759/294 |
|---|---|
| Date | Oct 07, 2021 |
| Book Page | 4759/294 |
| Name | CNB MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEUBEN NY |
| Recording Date | Nov 13, 2020 |
| Property Address | 10850 E LAKE RD, HAMMONDSPORT, NY 14840 |
| Document Number | 002857/267 |
| Book / Page | 2857 / 267 |
| Instrument Date | Oct 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | STEUBEN NY |
| Recording Date | Nov 02, 2017 |
| Property Address | 10850 E LAKE RD, HAMMONDSPORT, NY 14840 |
| Document Number | 0000002679/0000000208 |
| Book / Page | 0000002679 / 0000000208 |
| Instrument Date | Oct 23, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Title Company | JOHN MALONEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2459 MORNINGSTAR TRL, CORNING, NY 14830-9601 |
| Document Number | 0000004230/0000000152 |
|---|---|
| Date | Nov 02, 2017 |
| Book Page | 0000004230/0000000152 |
| Name | CORNING FEDERAL CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 170 Months |
| Due | Jan 01, 2032 |
| Document Type | Deed |
|---|---|
| Jurisdiction | STEUBEN NY |
| Recording Date | Sep 26, 2014 |
| Property Address | 10850 E LAKE RD, HAMMONDSPORT, NY 14840 |
| Document Number | 0000002503/0000000126 |
| Book / Page | 0000002503 / 0000000126 |
| Instrument Date | Sep 25, 2014 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Title Company | ALBERT KUSAK |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 136 MAIN ST, MOUNT MORRIS, NY 14510-1506 |
Source: Steuben County and Urbana Town records · Assessment roll updated April 21, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Steuben County |
| County Subdivision | Urbana Town |
| Unified School District | Hammondsport Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,931.00 (+306.67%) | $476,900 (+46.11%) Land $159,800 Building $317,100 | $476,900 (+21.27%) Land $159,800 Building $317,100 |
| 2023 | $326,400 (-) Land $105,000 Building $221,400 | $393,253 (+12.05%) Land $126,506 Building $266,747 | |
| 2022 | $326,400 Land $105,000 Building $221,400 | $350,968 Land $112,903 Building $238,065 | |
| 2021 | $2,442.00 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures