Washoe County property record for 10850 Chestnut St, Reno, NV 89506
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,630 sqft · built 1979 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Apr 2019) |
| Tax Bill | $1,689 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Nov 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-272-16 |
| Primary APN | 080-272-16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,630 sqft Living Area |
| Gross Area | 2,128 sqft |
| 1st Floor Area | 1,630 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 45,738 sqft (1.05 acres) |
| Lot Width | 1 ft Width |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Concrete/Masonry Porch |
|---|---|
| Porch Area | 698 sqft |
| Deck Area | 184 sqft |
| Patio Area | 184 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 10850 CHESTNUT ST |
|---|---|
| City | RENO |
| State | NV |
| Zip | 89506-8904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDS |
| Legal Description | PM 8 LOT B |
| Legal Range | 19E |
| Legal Township | 21N |
| Legal Section | 26 |
| Legal Subdivision | HEPPNER SUBDIVISION 1 |
| Legal Lot Number | B |
| Jurisdiction | WASHOE NV |
| Township / Civil Division | NORTH VALLEYS |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 2618 |
Source: Washoe County records · APN 080-272-16
Assessment roll updated December 10, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10850 CHESTNUT ST, RENO, NV 89506-8904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| May 26, 2022 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Nov 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Jun 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Apr 12, 2019 | Grant Deed, Transfer · Conventional with PMI ISERVE RESID'L LNDG |
| Jul 12, 2017 | Grant Deed, Transfer · Conventional with PMI BANC HM LNS |
| Jul 12, 2017 | Affidavit of Death, Transfer WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 12, 2019 · Amount on Record |
| Deed Sale | Apr 12, 2019 · Amount on Record |
| Prior Sale | Jul 12, 2017 · Amount on Record |
| Deed Document Number | 20194901915 |
| Prior Transfer Date | Jul 05, 2017 |
| Prior Transfer Doc | 0004722551 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 10850 CHESTNUT ST, RENO, NV 89506-8904 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005305971 |
|---|---|
| Date | May 26, 2022 |
| Instrument | 5305971 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 16, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 10850 CHESTNUT ST, RENO, NV 89506-8904 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | ANCHOR TITLE AND ESCROW, ARCHER TITLE AND ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0005252676 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 5252676 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 10850 CHESTNUT ST, RENO, NV 89506-8904 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | NORTH AMERICAN TITLE NV RENO |
| Name | Verified Name |
|---|
| Document Number | 0005043836 |
|---|---|
| Date | Jun 24, 2020 |
| Instrument | 5043836 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Apr 12, 2019 |
| Property Address | 10850 CHESTNUT ST, RENO, NV 89506-8904 |
| Document Number | 0004901915 |
| Instrument Date | Apr 08, 2019 |
| Instrument | 4901915 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2019 |
| Title Company | WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,332.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10850 CHESTNUT ST RENO NV 895068904, RENO, NV 89506-8904 |
| Document Number | 4901916 |
|---|---|
| Date | Apr 12, 2019 |
| Instrument | 4901916 |
| Name | ISERVE RESID'L LNDG |
|---|---|
| Address | SAN DIEGO, CA 92127 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 11, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Jul 12, 2017 |
| Property Address | 10850 CHESTNUT ST, RENO, NV 89506-8904 |
| Document Number | 0004722552 |
| Instrument Date | Jul 05, 2017 |
| Instrument | 4722552 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2017 |
| Title Company | WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $922.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10850 CHESTNUT ST RENO NV 895068904, RENO, NV 89506-8904 |
| Document Number | 4722553 |
|---|---|
| Date | Jul 12, 2017 |
| Instrument | 4722553 |
| Name | BANC HM LNS |
|---|---|
| Type | Bank |
| Address | IRVINE, CA 92612 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 11, 2047 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Jul 12, 2017 |
| Property Address | 10850 CHESTNUT ST, RENO, NV 89506-8904 |
| Document Number | 0004722551 |
| Instrument Date | Jul 05, 2017 |
| Instrument | 4722551 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2017 |
| Title Company | WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1874 WILLOW ST MYRTLE POINT OR 974581539, MYRTLE POINT, OR 97458-1539 |
Source: Washoe County records · Assessment roll updated December 10, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Washoe County |
| Unified School District | Washoe County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $77,485 (+2.74%) Land $41,650 Building $35,835 | ||
| 2025 | $1,689.00 (-12.62%) | $75,420 (+6.83%) Land $37,975 Building $37,445 | $215,486 (+6.83%) Land $108,500 Building $106,986 |
| 2023 | $1,933.00 | $70,601 Land $33,075 Building $37,526 | $201,718 (+36.31%) Land $94,500 Building $107,218 |
| 2021 | $147,984 Land $56,800 Building $91,184 |
Source: FEMA National Flood Hazard Layer as of May 17, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 13 (1991–2017) |
| Claims Outside the SFHA | 1 of 13 |
| Most Recent Claim | Apr 2017 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | High above 88% of the US · above 70% of Nevada |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 82 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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