Saginaw County property record for 10850 Carr Rd, Saint Charles, MI 48655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,392 sqft · built 1988 |
| Lot Size | 2.51 acres (109,336 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,000 (Apr 1988) |
| Tax Bill | $222 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-10-3-17-3001-002 |
| Primary APN | 24-10-3-17-3001-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,392 sqft Living Area |
| 1st Floor Area | 1,392 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 109,336 sqft (2.51 acres) |
| Garage Area | 1,816 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 408 sqft |
| Deck Area | Deck Area |
| Patio Area | 90 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 10850 CARR RD |
|---|---|
| City | SAINT CHARLES |
| State | MI |
| Zip | 48655-8622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT CENTER OF SEC 17 TH S05DEG 21MIN 47 SECONDS W 842 FT TH N84DEG 38MIN 13 SECONDS W 400 FT TO POB TH CONT N84DEG 38MIN |
| Legal Range | 03E |
| Legal Township | 10N |
| Legal Section | 17 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 12600 |
10850 Carr Rd is owned and occupied by two individuals who bought it in April 1988.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10850 CARR RD, SAINT CHARLES, MI 48655-8622 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 1988 · Amount on File |
| Deed Sale | Apr 7, 1988 · Amount on File |
| Deed Book / Page | 1721 / 2165 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 10850 Carr Rd was $222 with a homeowner's exemption, up 1.4% from the year before.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | St. Charles Township |
| Unified School District | St. Charles Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $106,200 | $212,400 | |
| 2025 | $222.00 (+1.37%) Homeowner's exemption | ||
| 2024 | $219.00 | ||
| 2022 | $188.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10850 Carr Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 12 (1986–2020) |
| Most Recent Claim | May 2020 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10850 Carr Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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