1085 Yankee Trace Dr, Dayton, OH 45458 Property Records

Montgomery County property record for 1085 Yankee Trace Dr, Dayton, OH 45458

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,402 sqft · built 1997
Lot Size	0.305 acres (13,286 sqft)
Owner	Trust Name on Record
Last Sale	$375,800 (Oct 2017)
Tax Bill	$10,533 (2024)
Deeds & Mortgages	Jul 2020 Line of Credit Mar 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`O68 01818 0009`

Property Details

APN / Parcel Number

Primary APN	`O68 01818 0009`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,402 sqft Living Area
1st Floor Area	1,652 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Modern
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	13,286 sqft (0.305 acres)
Garage Area	1,041 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	357 sqft
Deck Area	400 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1085 YANKEE TRACE DR
City	DAYTON
State	OH
Zip	45458-3968
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#171 YANKEE TRACE SEC 7
Legal Subdivision	YANKEE TRACE SEC 07
Legal Lot Number	9
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1015
Census Tract	40406

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	1085 YANKEE TRACE DR, DAYTON, OH 45458-3968
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2020	Deed of Trust, Mortgage · Line of Credit UNION SVGS
Mar 9, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 12, 2018	Deed of Trust, Mortgage · Conventional with PMI UNION SVGS
Oct 10, 2017	Warranty Deed, Transfer UNION SVGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2017 · Amount on Record
Deed Sale	Oct 10, 2017 · Amount on Record
Prior Sale	Oct 10, 2017 · Amount on Record
Deed Document Number	0000059564
Last Transfer Date	Mar 9, 2020
Transfer Doc	0000015446
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	1085 YANKEE TRACE DR, DAYTON, OH 45458-3968
Document Number	0000047454
Instrument Date	Jul 8, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	LANDMARK TITLE, LANDMARK TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1085 YANKEE TRACE DR CENTERVILLE OH 454583968, CENTERVILLE, OH 45458-3968

Mortgage

Document Number	0000047454
Date	Aug 17, 2020
Instrument	47454

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2050

Interest

Rate Type	Adjustable Rate

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Mar 9, 2020
Property Address	1085 YANKEE TRACE DR, DAYTON, OH 45458-3968
Document Number	0000015446
Instrument Date	Jan 21, 2020
Instrument	15446
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1085 YANKEE TRACE DR DAYTON OH 454583968, DAYTON, OH 45458-3968

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	1085 YANKEE TRACE DR, DAYTON, OH 45458-3968
Document Number	0000004330
Instrument Date	Jan 12, 2018
Transaction Type	Mortgage
Record Updated	Feb 23, 2018
Title Company	LANDMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1085 YANKEE TRACE DR CENTERVILLE OH 454583968, CENTERVILLE, OH 45458-3968

Mortgage

Document Number	0000004330
Date	Jan 23, 2018
Instrument	4330

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2048

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Oct 10, 2017
Property Address	1085 YANKEE TRACE DR, DAYTON, OH 45458-3968
Document Number	0000059564
Instrument Date	Sep 29, 2017
Instrument	59564
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,127.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1085 YANKEE TRACE DR CENTERVILLE OH 454583968, CENTERVILLE, OH 45458-3968

Mortgage

Document Number	59582
Date	Oct 10, 2017
Instrument	59582

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Municipality	Centerville City
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$153,910 (-) Land $40,360 Building $113,550
2024	$10,533.00 (+8.41%)
2023	$9,716.00 (+98.94%)	$153,910 (+23%) Land $40,360 Building $113,550	$439,750 (+23%) Land $115,310 Building $324,440
2022	$4,884.00	$125,130 Land $32,810 Building $92,320
2020			$357,520 Land $93,750 Building $263,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2006–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions, AT&T, Point Broadband.

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