Branch County property record for 1085 Wolf Rd, Reading, MI 49274 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,458 sqft · built 1996 |
| Lot Size | 2.41 acres (104,980 sqft) |
| Owner | Individual Name on File |
| Last Sale | $178,000 (Apr 2019) |
| Tax Bill | $3,021 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage Apr 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 120-022-400-005-02 |
| Primary APN | 120-022-400-005-02 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,458 sqft Living Area |
| 1st Floor Area | 2,458 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Modular |
| Lot Area | 104,980 sqft (2.41 acres) |
| Garage Area | 1,380 sqft |
| Street Address | 1085 WOLF RD |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG N 89DEG 33MIN 23SEC W 758.5 FT FROM E 1/4 COR TH S 2DEG 20MIN 30SEC E 445.34 FT TH S 85DEG 02MIN 47SEC W 229.97 FT TH N |
| Legal Range | 05W |
| Legal Township | 07S |
| Legal Section | 22 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | ALGANSEE |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 950800 |
Source: Branch County records · APN 120-022-400-005-02
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1085 WOLF RD, READING, MI 49274-9555 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 09, 2017 | Deed of Trust, Mortgage · ARM CENTURY BANK & TRUST |
| Apr 24, 2019 | Warranty Deed, Transfer · FHA Mortgage HONOR CU |
| Oct 04, 2018 | Warranty Deed, Transfer · Commercial Mortgage SOUTHERN MICHIGAN BANK & TRUST |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 24, 2019 · Amount on Record |
| Deed Sale | Apr 24, 2019 · Amount on Record |
| Prior Sale | Oct 04, 2018 · Amount on Record |
| Deed Document Number | 20192508 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 1085 WOLF RD, READING, MI 49274-9555 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0201704015 |
|---|---|
| Date | Jun 09, 2017 |
| Instrument | 2017-04015 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COLDWATER, MI 49036 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 01, 2037 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Apr 24, 2019 |
| Property Address | 1085 WOLF RD, READING, MI 49274-9555 |
| Document Number | 0201902508 |
| Instrument Date | Apr 18, 2019 |
| Instrument | 2019-02508 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,530.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1085 WOLF RD, 1085, READING, MI 49274-9555 |
| Name | Verified Name |
|---|---|
| Address | 477 MORSE ST, COLDWATER, MI 49036-1454 |
| Document Number | 0201902509 |
|---|---|
| Date | Apr 24, 2019 |
| Instrument | 2019-02509 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Oct 04, 2018 |
| Property Address | 1085 WOLF RD, READING, MI 49274-9555 |
| Document Number | 0201806534 |
| Instrument Date | Oct 01, 2018 |
| Instrument | 2018-06534 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,580.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 415 TRIPP RD, 415, COLDWATER, MI 49036-8275 |
| Name | Verified Name |
|---|---|
| Address | 373 S RAY QUINCY RD, QUINCY, MI 49082-9527 |
| Document Number | 0201806535 |
|---|---|
| Date | Oct 04, 2018 |
| Instrument | 2018-06535 |
| Name | SOUTHERN MICHIGAN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Algansee Township |
| Unified School District | Reading Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $125,856 (+2.95%) | $251,712 (+2.95%) | |
| 2025 | $3,021.00 (+7.01%) | $122,252 | $244,504 |
| 2024 | $2,823.00 |
Source: FEMA National Flood Hazard Layer, Branch County (26023C), updated April 19, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 7% of the US · above 17% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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