Schenectady County and Schenectady City property record for 1085 Willett St, Schenectady, NY 12303
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,246 sqft · built 1900 |
| Lot Size | 0.108 acres (4,725 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Oct 2022) |
| Tax Bill | $3,699 (2026) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Apr 2021 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.56-1-53 |
| Primary APN | 421500 49.56-1-53 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,246 sqft Total Area |
| 1st Floor Area | 1,150 sqft |
| 2nd Floor Area | 1,096 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,725 sqft (0.108 acres) |
| Lot Dimensions | 135 ft deep x 35 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 318 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1085 WILLETT ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-1244 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Block | 1 |
| Legal Lot Number | 53.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 21500 |
1085 Willett St, a duplex, is owned and occupied by two individuals who bought it in October 2022.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1085 WILLETT ST, SCHENECTADY, NY 12303-1244 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2022 | Deed, Transfer · Conventional Mortgage TRUSTCO BANK |
| Apr 28, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Oct 25, 2019 | Correction Deed NOT AVAILABLE |
| Sep 20, 2019 | Correction Deed NOT AVAILABLE |
| Sep 6, 2019 | Tax Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2022 · Amount on File |
| Deed Sale | Oct 20, 2022 · Amount on File |
| Prior Sale | Apr 28, 2021 · Amount on File |
| Deed Document Number | 202255552 |
| Deed Book / Page | 2095 / 153 |
| Prior Transfer Date | Mar 22, 2021 |
| Prior Transfer Doc | 0000019267 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 20, 2022 |
| Property Address | 1085 WILLETT ST, SCHENECTADY, NY 12303-1244 |
| Document Number | 0000055552 |
| Book / Page | 2095 / 153 |
| Instrument Date | Sep 16, 2022 |
| Instrument | 202255552 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,000.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1085 WILLETT ST, SCHENECTADY, NY 12303-1244 |
| Name | Verified Name |
|---|---|
| Address | 40 ELDER ST, SCHENECTADY, NY 12304-1218 |
| Document Number | 0000055553 |
|---|---|
| Date | Oct 20, 2022 |
| Instrument | 202255553 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 16, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 28, 2021 |
| Property Address | 1085 WILLETT ST, SCHENECTADY, NY 12303-1244 |
| Document Number | 0000019267 |
| Book / Page | 2057 / 485 |
| Instrument Date | Mar 22, 2021 |
| Instrument | 202119267 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 JAY ST, SCHENECTADY, NY 12305-1905 |
| Name | Verified Name |
|---|---|
| Address | 20 MIRROR LAKE RD, SPRING VALLEY, NY 10977-4319 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 25, 2019 |
| Property Address | 1085 WILLETT ST, SCHENECTADY, NY 12303-1244 |
| Document Number | 0000048700 |
| Book / Page | 002022 / 000790 |
| Instrument Date | Oct 24, 2019 |
| Instrument | 48700 |
| Record Updated | Nov 12, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 20, 2019 |
| Property Address | 1085 WILLETT ST, SCHENECTADY, NY 12303-1244 |
| Document Number | 0000042254 |
| Book / Page | 002020 / 000487 |
| Instrument Date | Sep 18, 2019 |
| Instrument | 42254 |
| Record Updated | Oct 11, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Tax Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 6, 2019 |
| Property Address | 1085 WILLETT ST, SCHENECTADY, NY 12303-1244 |
| Document Number | 0000039878 |
| Book / Page | 002019 / 000268 |
| Instrument Date | Aug 27, 2019 |
| Instrument | 39878 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
The 2026 property tax bill for 1085 Willett St was $3,699, up 5.1% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,699.00 (+5.06%) | ||
| 2025 | $3,521.00 | $42,900 Land $14,200 Building $28,700 | $71,038 Land $23,514 Building $47,524 |
| 2023 | $42,900 (-) Land $14,200 Building $28,700 | $54,304 (+3.8%) Land $17,975 Building $36,329 | |
| 2022 | $42,900 Land $14,200 Building $28,700 | $52,317 Land $17,317 Building $35,000 | |
| 2021 | $905.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1085 Willett St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1085 Willett St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,007 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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