Granville County property record for 1085 Whip Ln, Stem, NC 27581 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 2008 |
| Square Footage | 1,934 sqft Heated Area |
| Lot Size | 41,365 sqft (0.949 acres) |
| Garage | Attached, 506 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $256,000 (2009) |
| Tax Bill | $2,965.00 (2025) |
Source: Granville County records · APN 26857-70595301
Assessment roll updated September 23, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1085 WHIP LN, STEM, NC 27581-9020 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 27, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Aug 06, 2021 | Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 22, 2009 · Amount on Record |
| Deed Sale | May 22, 2009 · Amount on Record |
| Deed Book / Page | 1312 / 260 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRANVILLE NC |
| Property Address | 1085 WHIP LN, STEM, NC 27581-9020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001952/76 |
|---|---|
| Date | Jun 27, 2023 |
| Book Page | 1952/76 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed |
|---|---|
| Jurisdiction | GRANVILLE NC |
| Recording Date | Aug 06, 2021 |
| Property Address | 1085 WHIP LN, STEM, NC 27581-9020 |
| Document Number | 1855/601 |
| Book / Page | 1855 / 601 |
| Map Reference | MB 35 PG 48 |
| Instrument Date | Aug 05, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1085 WHIP LN, STEM, NC 27581-9020 |
| Document Number | 1855603 |
|---|---|
| Date | Aug 06, 2021 |
| Instrument | 1855/603 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
Source: Granville County records · Assessment roll updated September 23, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Granville County |
| Unified School District | Granville County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,965.00 (+18.08%) | $412,438 (+53.37%) Land $66,500 Building $345,938 | |
| 2024 | $412,438 (+53.37%) Land $66,500 Building $345,938 | ||
| 2023 | $2,511.00 (+0.8%) | $268,915 (-) Land $40,000 Building $228,915 | $268,915 (-) Land $40,000 Building $228,915 |
| 2022 | $2,491.00 | $268,915 Land $40,000 Building $228,915 | $268,915 Land $40,000 Building $228,915 |
Source: FEMA National Flood Hazard Layer, Granville County (37077C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 26857-70595301 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,934 sqft Heated Area |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 41,365 sqft (0.949 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 506 sqft Garage |
| Deck Area | 96 sqft Deck |
| Porch Area | 214 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 1064493 |
|---|---|
| Street Address | 1085 WHIP LN |
| City | STEM |
| State | NC |
| Zip | 27581-9020 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT SADDLE RIDGE |
| Legal Subdivision | SADDLE RDG |
| Jurisdiction | GRANVILLE NC |
| Minor Civil Division | TALLY HO |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 970701 |
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