1085 W 15th St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 1085 W 15th St, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1994
Lot Size	0.21 acres (9,147 sqft)
Owner	2 Trust Names on File
Last Sale	$269,000 (May 2024)
Tax Bill	$2,367 (2025)
Deeds & Mortgages	Sep 2026 Sale Mar 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`134160-0515`

Property Details

APN / Parcel Number

Primary APN	`134160-0515`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	960 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2004
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,147 sqft (0.21 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	120 sqft
Porch	Slab
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1085 W 15TH ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-0927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	8-2 COLLIER HEIGHTS W1/2 LOT 514 & ALL LOT 515 BLK 112 OR5959/963 & 6166/1912(Q/C) & 6255/1095
Legal Range	29E
Legal Township	07S
Legal Section	45
Legal Subdivision	COLLIER HEIGHTS
Legal Block	112
Legal Lot Number	514-5
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1034
Census Tract	21003

Owner

1085 W 15th St is owner-occupied and held in a trust since June 2025.

Source: St. Johns County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1085 W 15TH ST, SAINT AUGUSTINE, FL 32084-0927
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Correction Deed NONE LISTED ON DOCUMENT
Mar 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 12, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jun 16, 2025	Intrafamily Transfer, Transfer
May 31, 2024	Warranty Deed, Transfer · FHA Mortgage SOUTH STATE BANK NA
Mar 29, 2018	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Jan 18, 2018	Warranty Deed, Transfer ATTORNEY'S TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2024 · Amount on File
Deed Sale	May 31, 2024 · Amount on File
Prior Sale	Mar 29, 2018 · Amount on File
Deed Document Number	202442347
Deed Book / Page	5959 / 963
Last Transfer Date	Jun 13, 2025
Transfer Doc	0061661912
Record Updated	Oct 29, 2026

September 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 14, 2026
Property Address	1085 W 15TH ST, SAINT AUGUSTINE, FL 32084-0927
Document Number	0000078510
Book / Page	6436 / 963
Instrument Date	Sep 14, 2026
Instrument	202678510
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1085 W 15TH ST, SAINT AUGUSTINE, FL 32084-0927

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1085 W 15TH ST, SAINT AUGUSTINE, FL 32084-0927
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055221824
Date	Mar 24, 2022
Book Page	5522/1824
Instrument	2022031304

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Nov 12, 2025
Property Address	1085 W 15TH ST, SAINT AUGUSTINE, FL 32084-0927
Document Number	0062551095
Book / Page	6255 / 1095
Map Reference	MB 8 PG 2
Instrument Date	Nov 10, 2025
Instrument	2025092308
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1085 W 15TH ST, ST AUGUSTINE, FL 32084-0927

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1085 W 15TH ST, ST AUGUSTINE, FL 32084-0927

June 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Jun 16, 2025
Property Address	1085 W 15TH ST, SAINT AUGUSTINE, FL 32084-0927
Document Number	0061661912
Book / Page	6166 / 1912
Map Reference	MB 8 PG 2
Instrument Date	Jun 13, 2025
Instrument	2025047096
Transaction Type	Transfer
Record Updated	Jan 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1085 W 15TH ST, ST AUGUSTINE, FL 32084-0927

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1085 W 15TH ST, ST AUGUSTINE, FL 32084-0927

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 31, 2024
Property Address	1085 W 15TH ST, SAINT AUGUSTINE, FL 32084-0927
Document Number	0059590963
Book / Page	5959 / 963
Map Reference	MB 8 PG 2
Instrument Date	May 21, 2024
Instrument	2024042347
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,883.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	135 JENKINS ST # ST105B1, ST105B1, ST AUGUSTINE, FL 32086-5175

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1085 W 15TH ST, SAINT AUGUSTINE, FL 32084-0927

Mortgage

Document Number	2024042348
Date	May 31, 2024
Instrument	2024042348

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 29, 2018
Property Address	1085 W 15TH ST, SAINT AUGUSTINE, FL 32084-0927
Document Number	0045230584
Book / Page	4523 / 0584
Map Reference	MB8 PG2
Instrument Date	Mar 29, 2018
Instrument	2018020951
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ATTORNEYS TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5106 ORTEGA FARMS BLVD, 5106, JACKSONVILLE, FL 32210-7417

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1085 W 15TH ST, SAINT AUGUSTINE, FL 32084-0927

Mortgage

Document Number	2018020952
Date	Mar 29, 2018
Instrument	2018020952

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 18, 2018
Property Address	1085 W 15TH ST, SAINT AUGUSTINE, FL 32084-0927
Document Number	0044920051
Book / Page	004492 / 000051
Instrument Date	Jan 17, 2018
Instrument	3884
Transaction Type	Transfer
Record Updated	Feb 2, 2018
Title Company	ATTORNEY'S TITLE

Transaction

Amount	Amount on Record
Tax	$390.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5106 ORTEGA BLVD JACKSONVILLE FL 322108306, JACKSONVILLE, FL 32210-8306

Tax Assessment & Valuation

The 2025 property tax bill for 1085 W 15th St was $2,367, up 107.6% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,218 (+2.7%)	$194,943 (+3.08%) Land $45,000 Building $149,943
2025	$2,367.00 (+107.63%) Homeowner's exemption	$189,112 (+72.07%)	$189,112 (+1%) Land $45,000 Building $144,112
2024	$1,140.00 (+2.52%) Homeowner's exemption	$109,902 (+3%)	$171,927 (-4.75%) Land $40,950 Building $130,977
2023	$1,112.00 (+4.71%) Homeowner's exemption	$106,701 (+3%)	$180,503 (+10.68%) Land $42,750 Building $137,753
2022	$1,062.00 Homeowner's exemption	$103,593	$163,091 Land $20,175 Building $142,916

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1085 W 15th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (2016–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1085 W 15th St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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