1085 Valley Stream Dr, Wheeling, IL 60090 Property Records

Cook County property record for 1085 Valley Stream Dr, Wheeling, IL 60090

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,084 sqft · built 1964
Lot Size0.165 acres (7,200 sqft)
OwnerIndividual Name on File
Last Sale$280,000 (Aug 2019)
Tax Bill$7,267 (2023)
Deeds & MortgagesOct 2022 Mortgage
Aug 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-03-308-011

Property Details

APN / Parcel Number

Primary APN03-03-308-011
Alternative APN
  • 03-03-308-011-0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,084 sqft Living Area
1st Floor Area1,084 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1965
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area7,200 sqft (0.165 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address1085 VALLEY STREAM DR
CityWHEELING
StateIL
Zip60090-3901
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(HOLLYWOOD) RIDGE (UNIT4) A RESUB IN OWNERS DIVN OF B UFFALO CREEK FARMS SUB OF PT SECS2-4,9-10 SEC 03-42-11
Legal Range11E
Legal Township42N
Legal Section03
Legal SubdivisionHOLLYWOOD RIDGE UNIT4
Legal Lot Number379
Legal Unit4
JurisdictionCOOK IL
Township / Civil DivisionWHEELING
Census Block Group4
Census Block4004
Census Tract802504

Owner

Source: Cook County records · APN 03-03-308-011

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1085 VALLEY STREAM DR, WHEELING, IL 60090-3901
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 06, 2022Deed of Trust, Mortgage · FHA Mortgage
LOANCARE LLC
Aug 13, 2019Grant Deed, Transfer · FHA Mortgage
PARKSIDE LNDG
Jul 29, 2017Deed of Trust, Mortgage · Line of Credit
CITIBANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 13, 2019 · Amount on Record
Deed SaleAug 13, 2019 · Amount on Record
Deed Document Number201942055
Prior Transfer DateDec 09, 2014
Prior Transfer Doc0000055130
Record UpdatedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1085 VALLEY STREAM DR, WHEELING, IL 60090-3901
Transaction TypeMortgage
Record UpdatedOct 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1085 VALLEY STREAM DR, WHEELING, IL 60090-3901

Mortgage

Document Number0027941039
DateOct 06, 2022
Instrument2227941039
Lender
NameLOANCARE LLC
TypeNon-Lending Institution
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term322 Months
DueAug 01, 2049

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCOOK IL
Recording DateAug 13, 2019
Property Address1085 VALLEY STREAM DR, WHEELING, IL 60090-3901
Document Number1922542055
Instrument DateJul 17, 2019
Instrument22542055
Transaction TypeTransfer
Record UpdatedAug 22, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$280.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1085 VALLEY STREAM DR WHEELING IL 600903901, WHEELING, IL 60090-3901

Mortgage

Document Number1922542056
DateAug 13, 2019
Instrument22542056
Lender
NamePARKSIDE LNDG
AddressSAN FRANCISCO, CA 94102
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 12, 2049
Interest
Rate TypeFixed Rate
Rate4.62%

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1085 VALLEY STREAM DR, WHEELING, IL 60090-3901
Document Number1722208393
Instrument DateJul 29, 2017
Transaction TypeMortgage
Record UpdatedAug 24, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1085 VALLEY STREAM DR WHEELING IL 600903901, WHEELING, IL 60090-3901

Mortgage

Document Number1722208393
DateAug 10, 2017
Instrument22208393
Lender
NameCITIBANK
TypeFederal Savings Bank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 09, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionWheeling Township
MunicipalityWheeling Village
Secondary School DistrictTownship High School District 214 (09 - 12)
Elementary School DistrictWheeling Community Consolidated School District 21 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$29,000 (+16%) Land $6,480 Building $22,520$290,000 (+16%) Land $64,800 Building $225,200
2023$7,267.00 (+5.36%)
2022$6,897.00$25,000 Land $5,400 Building $19,600$250,000 Land $54,000 Building $196,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims20 (1982–2019)
Claims Outside the SFHA6 of 20
Most Recent ClaimJul 2019 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 2 claims
  • Severe Storms & Flooding, Aug 1987 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

Based on FCC filings for 447 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWHEELING
serves 39,725 people
Water SourcePurchased surface water from NORTHWEST WATER COMMISSION
Last State InspectionJul 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Valley Stream Dr

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