Albany County and Berne Town property record for 1085 Switzkill Rd, Berne, NY 12023
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,656 sqft · built 1963 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,626 (2026) |
| Deeds & Mortgages | Jun 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 012000 114.-1-11 |
| Primary APN | 012000 114.-1-11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,656 sqft Living Area |
| 1st Floor Area | 1,656 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 65,340 sqft (1.5 acres) |
| Garage Type | Detached |
| Garage Area | 984 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 11400000010110000000 |
|---|---|
| Street Address | 1085 SWITZKILL RD |
| City | BERNE |
| State | NY |
| Zip | 12023-3621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RAF |
| Legal Description | 1.-2-2 |
| Legal Block | 1 |
| Legal Lot Number | 11.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | BERNE |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 14801 |
1085 Switzkill Rd is owned and occupied by two individuals.
Source: Albany County and Berne Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1085 SWITZKILL RD, BERNE, NY 12023-3621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 1085 SWITZKILL RD, BERNE, NY 12023-3621 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1085 SWITZKILL RD, BERNE, NY 12023-3621 |
| Document Number | 0000004902 |
|---|---|
| Date | Jun 16, 2022 |
| Instrument | R2022-14902 |
| Name | THE BANK OF GREENE COUNTY |
|---|---|
| Type | Bank |
| Address | CATSKILL, NY 12414 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 1, 2032 |
The 2026 property tax bill for 1085 Switzkill Rd was $4,626 with exemptions applied, up 68.5% from the year before.
Source: Albany County and Berne Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Berne Town |
| Unified School District | Berne-Knox-Westerlo Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,626.00 (+68.46%) Homeowner's exemption Veteran's exemption | ||
| 2025 | $2,746.00 Homeowner's exemption Veteran's exemption | $119,200 Land $10,800 Building $108,400 | $313,684 Land $28,421 Building $285,263 |
| 2023 | $119,200 (-) Land $10,800 Building $108,400 | $277,209 (+16.28%) Land $25,116 Building $252,093 | |
| 2022 | $119,200 Land $10,800 Building $108,400 | $238,400 Land $21,600 Building $216,800 | |
| 2021 | $2,306.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1085 Switzkill Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1996–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1085 Switzkill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mid-Hudson Cablevision Cable | 400 / 25 |
| Starlink Satellite | 280 / 30 |
May also be available: Hudson Valley Wireless.
No cell data coverage reported
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