1085 State St, Pitkin, CO 81241 Property Records

Gunnison County property record for 1085 State St, Pitkin, CO 81241

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,806 sqft · built 1954
Lot Size	0.364 acres (15,875 sqft)
Owner	2 Individual Names on Record
Last Sale	$69,900 (Oct 2021)
Tax Bill	$2,112 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R071731`

Property Details

APN / Parcel Number

Primary APN	`R071731`
Alternative APN	`369110202014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,806 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1983
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Roof Material	Metal
Lot Area	15,875 sqft (0.364 acres)
Garage Area	884 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Gas
Water Source	Well

Location & Zoning

Account Number	R071731
Street Address	1085 STATE ST
City	PITKIN
State	CO
Zip	81241-5115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 17-20, PART OF LOT 16 AND ADJACENT ALLEY, BLOCK 7, PITKIN
Legal Subdivision	PITKIN TOWN OF
Legal Block	7
Legal Lot Number	17-20
Jurisdiction	GUNNISON CO
Township / Civil Division	GUNNISON
Census Block Group	1
Census Block	1028
Census Tract	963602

Owner

Source: Gunnison County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 34, PITKIN, CO 81241-0034
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage ASIA BANK NATIONAL ASSOCIATION
Sep 7, 2023	Deed of Trust, Mortgage · Line of Credit ELEVATIONS CU
Jan 26, 2018	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2021 · Amount on Record
Deed Sale	Oct 7, 2021 · Amount on Record
Deed Document Number	2021679973
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUNNISON CO
Recording Date	Jun 9, 2026
Property Address	1085 STATE ST, PITKIN, CO 81241-5115
Document Number	0000708782
Instrument Date	Jun 4, 2026
Instrument	2026708782
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000708782,
Date	Jun 9, 2026
Instrument	2026708782

Lender

Name	ASIA BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUNNISON CO
Property Address	1085 STATE ST, PITKIN, CO 81241-5115
Transaction Type	Mortgage
Record Updated	Oct 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000692798
Date	Sep 7, 2023
Instrument	692798

Lender

Name	ELEVATIONS CU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 6, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUNNISON CO
Property Address	1085 STATE ST, PITKIN, CO 81241-5115
Transaction Type	Mortgage
Record Updated	Jun 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000651444
Date	Jan 26, 2018
Instrument	0651444

Lender

Name	COMMUNITY BANK
Type	Bank
Address	GUNNISON, CO 81230

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUNNISON CO
Property Address	1085 STATE ST, PITKIN, CO 81241-5115
Transaction Type	Mortgage
Record Updated	Jun 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000676578
Date	Jun 8, 2021
Instrument	676578

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: Gunnison County assessment roll, as of February 24, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Gunnison County
Municipality	Pitkin Town
Unified School District	Gunnison Watershed School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,112.00 (+12.64%)	$35,140 (-3.88%) Land $9,290 Building $25,850	$562,190 (+3.01%) Land $148,590 Building $413,600
2024	$1,875.00 (+1.79%)	$36,560 (+11.19%) Land $11,540 Building $25,020
2023	$1,842.00 (+26.16%)	$32,880 (+47.71%) Land $10,380 Building $22,500	$545,780 (+70.35%) Land $172,300 Building $373,480
2022	$1,460.00	$22,260 Land $6,790 Building $15,470	$320,380 Land $97,740 Building $222,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 66% of Colorado
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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