1085 Speranza Ct, El Paso, TX 79932 Property Records

El Paso County property record for 1085 Speranza Ct, El Paso, TX 79932

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,498 sqft · built 2020
Lot Size	0.103 acres (4,500 sqft)
Owner	Individual Name on File
Last Sale	$226,700 (Jan 2021)
Tax Bill	$5,928 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jun 2020 Transfer
APN	`R548-999-0040-0200`

Property Details

APN / Parcel Number

Primary APN	`R548-999-0040-0200`
Alternative APNs	`000000643834` `643834`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,498 sqft Living Area
Gross Area	2,038 sqft
1st Floor Area	1,498 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,500 sqft (0.103 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1085 SPERANZA CT
City	EL PASO
State	TX
Zip	79932-2518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GM
Legal Description	BLK 4 RIO VALLEY REPLAT A LOT 2
Legal Subdivision	RIO VALLEY
Legal Block	4
Legal Lot Number	2
Jurisdiction	EL PASO TX
Township / Civil Division	EL PASO NORTHWEST
Census Block Group	1
Census Block	1036
Census Tract	10218

Owner

1085 Speranza Ct is owned and occupied by an individual who bought it in January 2021.

Source: El Paso County records, as of August 12, 2026

Owner of Record	Individual Name on File
Mailing Address	1085 SPERANZA CT, EL PASO, TX 79932-2518
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage GUARANTEED RATE INC
Jun 15, 2020	Quit Claim Deed, Transfer GREAT WSTN ABSTRACT AND TITLE, GREAT WSTN ABS & TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2021 · Amount on File
Deed Sale	Jan 19, 2021 · Amount on File
Deed Document Number	20214932
Prior Transfer Date	Jun 9, 2020
Prior Transfer Doc	0000044791
Record Updated	Sep 20, 2026

January 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	EL PASO TX
Recording Date	Jan 19, 2021
Property Address	1085 SPERANZA CT, EL PASO, TX 79932-2518
Document Number	0000004932
Map Reference	FILE 20140049084
Instrument Date	Jan 14, 2021
Instrument	20210004932
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 1, 2022
Title Company	GREAT WESTERN ABSTRACT & TIT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6300 ESCONDIDO DR, 6300, EL PASO, TX 79912-2937

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1085 SPERANZA CT, EL PASO, TX 79932-2518

Mortgage

Document Number	0000004933
Date	Jan 19, 2021
Instrument	20210004933

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL PASO TX
Recording Date	Jun 15, 2020
Property Address	1085 SPERANZA CT, EL PASO, TX 79932-2518
Document Number	0000044791
Instrument Date	Jun 9, 2020
Instrument	44791
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	GREAT WSTN ABSTRACT AND TITLE, GREAT WSTN ABS & TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6300 ESCONDIDO DR #A EL PASO TX 799122937, A, EL PASO, TX 79912-2937

Tax Assessment & Valuation

The 2025 property tax bill for 1085 Speranza Ct was $5,928 with a homeowner's exemption.

Source: El Paso County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	El Paso County
Municipality	El Paso City
Unified School District	Canutillo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$297,601 (+6.29%) Land $50,328 Building $247,273	$297,601 (+6.29%) Land $50,328 Building $247,273
2025	$5,928.00 (-0.02%) Homeowner's exemption	$280,000 Land $50,328 Building $229,672	$280,000 Land $50,328 Building $229,672
2024	$5,929.00 (+2.07%)
2023	$5,809.00 (-5.91%) Homeowner's exemption	$259,155 Land $41,940 Building $217,215	$259,155 Land $41,940 Building $217,215
2022	$6,174.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1085 Speranza Ct; there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2013–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1085 Speranza Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL PASO WATER UTILITIES serves 747,168 people · EPA ID TX0710002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Chaparral Wireless Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, JackRabbit Wireless.

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