1085 Roosevelt St, Dubuque, IA 52001 Property Records

Dubuque County property record for 1085 Roosevelt St, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,260 sqft · built 1997
Lot Size	1.14 acres (49,658 sqft)
Owner	Individual Name on Record
Last Sale	$62,000 (Jul 2005)
Tax Bill	$3,196 (2025)
Deeds & Mortgages	Dec 2018 Line of Credit Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-01-451-003`

Property Details

APN / Parcel Number

Primary APN	`10-01-451-003`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft
Basement Area	1,260 sqft
Unfinished Basement	1,260 sqft
Game Room	Game Room
Interior Walls	Unfinished

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	49,658 sqft (1.14 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	540 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1085 ROOSEVELT ST
City	DUBUQUE
State	IA
Zip	52001-8333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 1-3 FOUNTAIN HILL RESUB
Legal Range	02E
Legal Township	89N
Legal Section	01
Legal Subdivision	MARSHALL
Legal Lot Number	1-3
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1009
Census Tract	10103

Owner

Source: Dubuque County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1085 ROOSEVELT ST, DUBUQUE, IA 52001-8333
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Formerly Known As (FKA)

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2018	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU
Dec 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage DUPACO COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2005 · Amount on Record
Deed Sale	Jul 21, 2005 · Amount on Record
Deed Document Number	200511680
Prior Transfer Date	Jun 8, 2005
Prior Transfer Doc	0000011680
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	1085 ROOSEVELT ST, DUBUQUE, IA 52001-8333
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015227
Date	Dec 28, 2018
Instrument	2018-00015227

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 27, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	1085 ROOSEVELT ST, DUBUQUE, IA 52001-8333
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015525
Date	Dec 10, 2019
Instrument	2019-00015525

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,196.00 Homeowner's exemption	$255,900 (+10.06%) Land $51,000 Building $204,900	$255,900 (+10.06%) Land $51,000 Building $204,900
2024	$3,196.00 (-2.5%)
2023		$232,500 (+16.84%) Land $45,800 Building $186,700	$232,500 (+16.84%) Land $45,800 Building $186,700
2022	$3,278.00 Homeowner's exemption	$198,990 Land $35,700 Building $163,290
2021			$198,990 Land $35,700 Building $163,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (2001–2023)
Most Recent Claim	May 2023 · Flooding
Claims by Event	Flooding, May 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Comelec Internet Services, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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