1085 River Bend Dr, Bumpass, VA 23024 Property Records

Louisa County property record for 1085 River Bend Dr, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 1993
Lot Size	5.42 acres (236,095 sqft)
Owner	Individual Name on Record
Tax Bill	$2,513 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Aug 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`102 11`

Property Details

APN / Parcel Number

Primary APN	`102 11`
Alternative APNs	`22782` `21476`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,620 sqft Living Area
1st Floor Area	1,620 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	236,095 sqft (5.42 acres)

Exterior Amenities

Porch	Slab
Porch Area	258 sqft
Deck Area	216 sqft
Lean-To	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	21476
Street Address	1085 RIVER BEND DR
City	BUMPASS
State	VA
Zip	23024-2238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	JACKSON PLAT: 948/414 DB-415/045 5.419 AC
Jurisdiction	LOUISA VA
Township / Civil Division	MOUNTAIN ROAD
Census Block Group	2
Census Block	2006
Census Tract	950500

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1085 RIVER BEND DR, BUMPASS, VA 23024-2238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Aug 30, 2021	Deed of Trust, Mortgage · Line of Credit ESSEX BANK
Feb 5, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	1085 RIVER BEND DR, BUMPASS, VA 23024-2238
Transaction Type	Mortgage
Record Updated	Dec 14, 2023
Title Company	TITLE SPECIALIST, TITLE SPECIALISTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1085 RIVER BEND DR, BUMPASS, VA 23024-2238

Mortgage

Document Number	001926/637
Date	Nov 6, 2023
Book Page	1926/637
Instrument	202300009897

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2038

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	1085 RIVER BEND DR, BUMPASS, VA 23024-2238
Transaction Type	Mortgage
Record Updated	Sep 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1085 RIVER BEND DR, BUMPASS, VA 23024-2238

Mortgage

Document Number	1788/295
Date	Aug 30, 2021
Book Page	1788/295
Instrument	202100010602

Lender

Name	ESSEX BANK
Type	Bank
Address	GOOCHLAND, VA 23063

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOUISA VA
Recording Date	Feb 5, 2020
Property Address	1085 RIVER BEND DR, BUMPASS, VA 23024-2238
Document Number	0000001305
Book / Page	001656 / 000455
Instrument Date	Dec 16, 2019
Instrument	1305
Transaction Type	Transfer
Record Updated	Mar 2, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 274 MINERAL VA 231170274, MINERAL, VA 23117-0274

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$368,840 (+5.65%) Land $93,000 Building $275,840	$368,840 (+5.65%) Land $93,000 Building $275,840
2025	$2,513.00 (+6.39%)	$349,100 (+11.78%) Land $81,000 Building $268,100	$349,100 (+11.78%) Land $81,000 Building $268,100
2024	$2,362.00 (+74.7%)
2023		$312,300 Land $68,100 Building $244,200
2022	$1,352.00		$312,300 Land $68,100 Building $244,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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