Whatcom County property record for 1085 Ridgeway Dr, Lynden, WA 98264
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,800 sqft · built 1990 |
| Lot Size | 0.295 acres (12,876 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Nov 2016) |
| Tax Bill | $4,812 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 536896 |
| Primary APN | 536896 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| 1st Floor Area | 1,800 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1990 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 12,876 sqft (0.295 acres) |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 25 sqft |
| Patio Area | 312 sqft |
| Storage Building | 112 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 536896 |
|---|---|
| Street Address | 1085 RIDGEWAY DR |
| City | LYNDEN |
| State | WA |
| Zip | 98264-1057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS100 |
| Legal Description | EAST-LYN LOT 23 |
| Legal Range | 03 |
| Legal Township | 40 |
| Legal Section | 16 |
| Legal Subdivision | EAST-LYN |
| Legal Lot Number | 23 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | LYNDEN |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 10303 |
1085 Ridgeway Dr is owned and occupied by two individuals who bought it in November 2016.
Source: Whatcom County records, as of March 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1085 RIDGEWAY DR, LYNDEN, WA 98264-1057 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2016 · Amount on File |
| Deed Sale | Nov 30, 2016 · Amount on File |
| Prior Sale | Jun 23, 2015 · Amount on File |
| Deed Document Number | 2016-1103658 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 1085 RIDGEWAY DR, LYNDEN, WA 98264-1057 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000803555 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 2021-0803555 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 1085 Ridgeway Dr was $4,812.
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Lynden City |
| Unified School District | Lynden School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,812.00 | $635,939 Land $300,108 Building $335,831 | $635,939 Land $300,108 Building $335,831 |
| 2022 | $487,038 Land $153,434 Building $333,604 | $487,038 Land $153,434 Building $333,604 | |
| 2021 | $3,636.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1085 Ridgeway Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1990) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 1990 · Severe Storms & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1085 Ridgeway Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNDEN WATER DEPARTMENT serves 20,062 people · EPA ID WA5349150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T.
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