1085 Ridgecrest Pl, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 1085 Ridgecrest Pl, Nipomo, CA 93444

Property Summary

Property Type	Agricultural Vacant Land
Lot Size	13.3 acres (580,219 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Apr 2017)
Tax Bill	$4,269 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`090-471-019`

Property Details

APN / Parcel Number

Primary APN	`090-471-019`

Exterior

Lot Area	580,219 sqft

Location & Zoning

Street Address	1085 RIDGECREST PL
City	NIPOMO
State	CA
Zip	93444-9404
Property Category	Agriculture or Farming
Property Type	Vacant Land > Agricultural
Local Zoning Code	RR
Legal Description	PM 62/87-89 PTN LT 2
Legal Subdivision	PARCEL MAP CO 99-0254
Legal Block	3
Legal Lot Number	2
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	3
Census Block	3095
Census Tract	12302

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1325 ARCHER ST, SAN LUIS OBISPO, CA 93401-3808
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage MURPHY BANK
Aug 15, 2019	Deed of Trust, Mortgage MURPHY BANK
Jan 11, 2019	Deed of Trust, Mortgage · Line of Credit MURPHY BANK
Jul 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 14, 2017	Grant Deed, Transfer · Conventional Mortgage CHARLES M & KATHLEEN M BAKER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2017 · Amount on Record
Deed Sale	Apr 14, 2017 · Amount on Record
Deed Document Number	201716339
Last Transfer Date	Jun 30, 2021
Transfer Doc	0000047631
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 6, 2026
Property Address	1085 RIDGECREST PL, NIPOMO, CA 93444-9404
Document Number	0000014206
Instrument Date	May 5, 2026
Instrument	202614206
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014206,
Date	May 6, 2026
Instrument	202614206

Lender

Name	MURPHY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 6, 2031

Interest

Rate	6.37%
Max Rate	-1%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	RIDGECREST PL, ARROYO GRANDE, CA 93444
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033469
Date	Aug 15, 2019
Instrument	2019033469

Lender

Name	MURPHY BANK
Type	Subprime Lender
Address	FRESNO, CA 93704

Agreement

Amount	Amount Recorded
Term	190 Months
Due	Jun 1, 2035

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	RIDGECREST PL, ARROYO GRANDE, CA 93444
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001293
Date	Jan 11, 2019
Instrument	2019001293

Lender

Name	MURPHY BANK
Type	Subprime Lender
Address	FRESNO, CA 93704

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 7, 2021
Property Address	RIDGECREST PL, ARROYO GRANDE, CA 93444
Document Number	0000047631
Map Reference	MB 62 PG 87-89
Instrument Date	Jun 30, 2021
Instrument	2021047631
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1085 TEMETTATE RIDGE LN, NIPOMO, CA 93444-8777

Mortgage

Document Number	0000047632
Date	Jul 7, 2021
Instrument	2021047632

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 14, 2017
Property Address	RIDGECREST PL, ARROYO GRANDE, CA 93444
Document Number	0000016339
Instrument Date	Mar 30, 2017
Instrument	16339
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$423.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 416 SAN LUIS OBISPO CA 934060416, SAN LUIS OBISPO, CA 93406-0416

Mortgage

Document Number	16340
Date	Apr 14, 2017
Instrument	16340

Lender

Name	CHARLES M & KATHLEEN M BAKER
Address	2299 TATTLER ST, ARROYO GRANDE, CA 93420-5526

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$409,251 (+2%) Land $409,251
2025	$4,269.00 (+3.44%)	$401,227 (+4.04%) Land $401,227
2024	$4,127.00 (+1.18%)
2023	$4,079.00 (+1.52%)	$385,648 Land $385,648
2022	$4,018.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1998)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 64% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Verizon.

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