1085 Point View Rd, Chapin, SC 29036 Property Records

Lexington County property record for 1085 Point View Rd, Chapin, SC 29036

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,851 sqft · built 2006
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Jun 2012)
Tax Bill	$3,482 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001726-01-052`

Property Details

APN / Parcel Number

Primary APN	`001726-01-052`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,851 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2009
Exterior Material	Brick Veneer
Construction Type	Brick
Lot Area	22,216 sqft (0.51 acres)
View / Lot	Waterfront / Beach

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1085 POINT VIEW RD
City	CHAPIN
State	SC
Zip	29036-8159
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	PARCEL B
Legal Subdivision	POINT VIEW SUBDIVISION
Jurisdiction	LEXINGTON SC
Township / Civil Division	CHAPIN
Census Block Group	1
Census Block	1007
Census Tract	21207

Owner

Source: Lexington County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1085 POINT VIEW RD, CHAPIN, SC 29036-8159
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN FIRST BANK NA
Jun 9, 2020	Deed of Trust, Mortgage · Conventional with PMI SOUTHERN FIRST BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2012 · Amount on Record
Deed Sale	Jun 1, 2012 · Amount on Record
Prior Sale	Apr 20, 2012 · Amount on Record
Deed Document Number	201226332
Deed Book / Page	15545 / 313
Prior Transfer Date	Feb 1, 2011
Prior Transfer Doc	1472100310
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Recording Date	Apr 7, 2026
Property Address	1085 POINT VIEW RD, CHAPIN, SC 29036-8159
Document Number	0000013941
Book / Page	21215 / 1498
Instrument Date	Apr 2, 2026
Instrument	202613941
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1085 POINT VIEW RD, CHAPIN, SC 29036-8159

Mortgage

Document Number	0000013941,
Date	Apr 7, 2026
Book Page	21215/1498
Instrument	202613941

Lender

Name	SOUTH STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 20, 2036

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	1085 POINT VIEW RD, CHAPIN, SC 29036-8159
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2091100703
Date	Dec 15, 2020
Book Page	20911/703
Instrument	2020058691

Lender

Name	SOUTHERN FIRST BANK NA
Type	Bank
Address	CAYCE, SC 29033

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	1085 POINT VIEW RD, CHAPIN, SC 29036-8159
Document Number	2087604730
Instrument Date	Jun 9, 2020
Transaction Type	Mortgage
Record Updated	Aug 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1085 POINT VIEW RD CHAPIN SC 290368159, CHAPIN, SC 29036-8159

Mortgage

Document Number	2087604730
Date	Jun 17, 2020
Book Page	020876/004730
Instrument	25082

Lender

Name	SOUTHERN FIRST BK NA
Type	Bank
Address	CAYCE, SC 29033

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jun 16, 2035

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,482.00 (+16.38%)
2024	$2,992.00 (+0.84%)	$19,560 (-) Land $8,909 Building $10,651	$489,007 (-) Land $222,714 Building $266,293
2023	$2,967.00	$19,560 Land $8,909 Building $10,651	$489,007 Land $222,714 Building $266,293

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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