1085 Pin Hook Rd, Spring City, TN 37381 Property Records

Rhea County property record for 1085 Pin Hook Rd, Spring City, TN 37381

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,332 sqft · built 1990
Lot Size	0.737 acres (32,136 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Nov 2020)
Tax Bill	$679 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jan 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072044J B 00400`

Property Details

APN / Parcel Number

Primary APN	`072044J B 00400`
Alternative APN	`044J B 00400`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,332 sqft Living Area
1st Floor Area	1,332 sqft
Basement Area	1,318 sqft
Finished Basement	1,010 sqft
Unfinished Basement	308 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1996
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	32,136 sqft (0.737 acres)
Lot Dimensions	206 ft deep x 156 ft wide
Terrain	Rolling
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Open Porch
Porch Area	100 sqft
Deck Area	112 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1085 PIN HOOK RD
City	SPRING CITY
State	TN
Zip	37381-4708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2; SUBDIVISION: HIDDEN HARBOR
Legal Subdivision	HIDDEN HARBOR
Legal Lot Number	30 206
Jurisdiction	RHEA TN
Township / Civil Division	3
Census Block Group	1
Census Block	1043
Census Tract	975100

Owner

Source: Rhea County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1305 PIN HOOK RD, SPRING CITY, TN 37381-4709
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Jan 5, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 4, 2020	Warranty Deed, Transfer RELI SETTLEMENT SOLUTIONS LLC
Apr 24, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2020 · Amount on Record
Deed Sale	Nov 4, 2020 · Amount on Record
Deed Document Number	0000004455
Deed Book / Page	000488 / 000014
Last Transfer Date	Jan 5, 2026
Transfer Doc	0000031452
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RHEA TN
Property Address	1085 PIN HOOK RD, SPRING CITY, TN 37381-4708
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1085 PIN HOOK RD, SPRING CITY, TN 37381-4708

Mortgage

Document Number	0000030212
Date	Sep 26, 2025
Book Page	T735/757
Instrument	25030212

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RHEA TN
Recording Date	Jan 5, 2026
Property Address	1085 PIN HOOK RD, SPRING CITY, TN 37381-4708
Document Number	0000031452
Book / Page	539 / 702
Map Reference	MB 3 PG 240
Instrument Date	Nov 20, 2025
Instrument	26031452
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 PIN HOOK RD, SPRING CITY, TN 37381-4709

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RHEA TN
Recording Date	Nov 4, 2020
Property Address	1085 PIN HOOK RD, SPRING CITY, TN 37381-4708
Document Number	0000004455
Book / Page	000488 / 000014
Instrument Date	Oct 27, 2020
Instrument	4455
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	RELI SETTLEMENT SOLUTIONS LLC

Transaction

Amount	Amount Recorded
Tax	$407.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 138 WRIGHTWOOD CA 923970138, WRIGHTWOOD, CA 92397-0138

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RHEA TN
Property Address	1085 PIN HOOK RD, SPRING CITY, TN 37381-4708
Document Number	0000001562
Book / Page	000577 / 000019
Instrument Date	Apr 24, 2017
Transaction Type	Mortgage
Record Updated	May 9, 2017
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1085 PIN HOOK RD SPRING CITY TN 373814708, SPRING CITY, TN 37381-4708

Mortgage

Document Number	0000001562
Date	May 3, 2017
Book Page	000577/000019
Instrument	1562

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 2, 2047

Tax Assessment & Valuation

Source: Rhea County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Rhea County
Unified School District	Rhea County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$679.00 (-1.74%)	$50,325 (+64.33%) Land $3,375 Building $46,950
2024			$201,300 (+64.33%) Land $13,500 Building $187,800
2022		$30,625 Land $3,375 Building $27,250	$122,500 Land $13,500 Building $109,000
2021	$691.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1993–2004)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2004 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 64% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATTS BAR UTILITY DISTRICT serves 16,253 people · EPA ID TN0000872
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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