McHenry County property record for 1085 Oak Bluff Rd, Crystal Lake, IL 60012
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,930 sqft · built 2021 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $284,935 (Apr 2021) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-27-485-004 |
| Primary APN | 14-27-485-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Building Area | 1,930 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1085 OAK BLUFF RD |
|---|---|
| City | CRYSTAL LAKE |
| State | IL |
| Zip | 60012-3815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2021R0020566 LT 460 WOODLORE ESTATES SUB MEMO: BROWNLEY, WALTER EDWARD/SHIRLEY P |
| Legal Subdivision | WOODLORE ESTATES |
| Legal Lot Number | 460 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | NUNDA |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 870809 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1085 OAK BLUFF RD, CRYSTAL LAKE, IL 60012-3815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2021 · Amount on Record |
| Deed Sale | Apr 14, 2021 · Amount on Record |
| Deed Document Number | 2021R0020566 |
| Record Updated | Jun 7, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Apr 14, 2021 |
| Property Address | 1085 OAK BLUFF RD, CRYSTAL LAKE, IL 60012-3815 |
| Document Number | 0000020566 |
| Instrument Date | Apr 13, 2021 |
| Instrument | 2021R0020566 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2022 |
| Title Company | LENNAR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $285.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 141 E MAIN ST108, 141, DUNDEE, IL 60118 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1085 OAK BLUFF RD, CRYSTAL LAKE, IL 60012-3815 |
| Document Number | 0000020567 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 2021R0020567 |
| Name | LENNAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Nunda Township |
| Municipality | Crystal Lake City |
| Secondary School District | Community High School District 155 (09 - 12) |
| Elementary School District | Prairie Grove Community School District 46 (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $108,741 Land $18,385 Building $90,356 | $326,223 Land $55,155 Building $271,068 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRYSTAL LAKE serves 40,661 people · EPA ID IL1110150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures