1085 NE Rootman Rd, Madison, FL 32340 Property Records

Madison County property record for 1085 NE Rootman Rd, Madison, FL 32340

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,883 sqft · built 1998
Lot Size	4.95 acres (215,622 sqft)
Owner	2 Individual Names on Record
Last Sale	$412,000 (Dec 2021)
Tax Bill	$445 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-2N-09-5176-003-0A1`

Property Details

APN / Parcel Number

Primary APN	`02-2N-09-5176-003-0A1`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,883 sqft Living Area
Gross Area	2,946 sqft
1st Floor Area	1,883 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	215,622 sqft (4.95 acres)
Garage Type	Detached
Garage Area	576 sqft

Exterior Amenities

Pool Area	392 sqft
Porch	Finished Screened Porch
Porch Area	192 sqft
Patio Area	240 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1085 NE ROOTMAN RD
City	MADISON
State	FL
Zip	32340-3477
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT NE COR OF SW4 RUN W 1518 TO THE C/L OF CR THEN SE400 TO POB THEN E687 SE 376 W687 NW376 TO POB OR 550/29 LESS .05 AC OR 573/30 OR 1433/145 OR MD 1523/95
Legal Range	09E
Legal Township	02N
Legal Section	02
Jurisdiction	MADISON FL
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2028
Census Tract	110100

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1085 NE ROOTMAN RD, MADISON, FL 32340-3477
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Deed of Trust, Mortgage · SBA Mortgage ADMINISTRATOR OF THE US SMALL BUSINESS A
Dec 22, 2021	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2021 · Amount on Record
Deed Sale	Dec 22, 2021 · Amount on Record
Deed Document Number	202140005441
Deed Book / Page	1433 / 145
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON FL
Property Address	1085 NE ROOTMAN RD, MADISON, FL 32340-3477
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1085 NE ROOTMAN RD, MADISON, FL 32340-3477

Mortgage

Document Number	0015230095
Date	Nov 15, 2023
Book Page	1523/95
Instrument	202340004810

Lender

Name	ADMINISTRATOR OF THE US SMALL BUSINESS A
Type	Private Party
Address	2 20TH ST N STE 320, BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 2, 2053

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON FL
Recording Date	Dec 22, 2021
Property Address	1085 NE ROOTMAN RD, MADISON, FL 32340-3477
Document Number	0014330145
Book / Page	1433 / 145
Map Reference	MB 460 PG 195
Instrument Date	Dec 22, 2021
Instrument	202140005441
Transaction Type	Transfer
Record Updated	Feb 23, 2022
Title Company	SMITH ABSTRACT AND TITLE COMPANY, SMITH ABSTRACT & TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,884.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	243 CYPRESS TRAIL DR, 243, ORMOND BEACH, FL 32174-5980

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11220 REVOLUTIONARY WAY, JACKSONVILLE, FL 32221-2126

Mortgage

Document Number	0001433148
Date	Dec 22, 2021
Instrument	1433/148

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$445.00 Veteran's exemption	$361,551 (-0.94%) Land $39,600 Building $321,951	$361,551 (-18.64%) Land $39,600 Building $321,951
2024	$445.00 (+43.09%)
2023	$311.00 (+4.36%) Disabled Person's exemption Veteran's exemption	$364,988 (+3%)	$444,405 (+24.38%) Land $39,600 Building $404,805
2022	$298.00 Disabled Person's exemption Veteran's exemption	$354,357	$357,308 Land $30,690 Building $326,618

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (1998–2013)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Mar 2013 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Apr 2009 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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