1085 N 7th St, Memphis, TN 38107 Property Records

Shelby County property record for 1085 N 7th St, Memphis, TN 38107

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,312 sqft · built 2021
Lot Size0.166 acres (7,250 sqft)
OwnerCompany Name on File
Last Sale$18,000 (Mar 2014)
Tax Bill$899 (2025)
Deeds & MortgagesJun 2019 Mortgage
Jan 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN03-9005-0-0013

Property Details

APN / Parcel Number

Primary APN03-9005-0-0013

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,312 sqft Living Area
1st Floor Area1,312 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,250 sqft (0.166 acres)
Lot Dimensions145 ft deep x 50 ft wide
PorchOpen Porch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address1085 N 7TH ST
CityMEMPHIS
StateTN
Zip38107-3826
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMDR
Legal DescriptionWS SEVENTH
Legal SubdivisionBICKFORD NORTH SEVENTH ST
Legal Lot Number86
JurisdictionSHELBY TN
Township / Civil Division8
Census Block Group1
Census Block1042
Census Tract100

Owner

1085 N 7th St is owned by a company that bought it in March 2014.

Source: Shelby County records, as of July 27, 2026

Owner of RecordCompany Name on File
Mailing Address262 CHELSEA AVE, 101, MEMPHIS, TN 38107-2407
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2019Deed of Trust, Mortgage
BANCORPSOUTH
Jan 7, 2019Deed of Trust, Mortgage
MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 13, 2014 · Amount on File
Deed SaleMar 13, 2014 · Amount on File
Prior SaleApr 2, 2002 · Amount on File
Deed Document Number201427082
Record UpdatedOct 29, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address1085 N 7TH ST, MEMPHIS, TN 38107-3826
Document Number0000059751
Instrument DateJun 18, 2019
Transaction TypeMortgage
Record UpdatedJun 28, 2019
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address262 CHELSEA AVE #101 MEMPHIS TN 381072407, 101, MEMPHIS, TN 38107-2407

Mortgage

Document Number0000059751
DateJun 18, 2019
Instrument59751
Lender
NameBANCORPSOUTH
TypeBank
Agreement
AmountAmount on Record
Term240 Months
DueJun 17, 2039

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address1085 N 7TH ST, MEMPHIS, TN 38107-3826
Document Number0000003563
Instrument DateJan 7, 2019
Transaction TypeMortgage
Record UpdatedJan 21, 2019

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address40 S MAIN ST #2560 MEMPHIS TN 381032514, 2560, MEMPHIS, TN 38103-2514

Mortgage

Document Number0000003563
DateJan 11, 2019
Instrument3563
Lender
NameMISCELLANEOUS GOVT AGCY
Address170 N MAIN, MEMPHIS, TN 38107
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1085 N 7th St was $899.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$899.00$33,450 Land $1,775 Building $31,675$133,800 Land $7,100 Building $126,700
2023$29,675 Land $600 Building $29,075
2022$1,807.00
2021$118,700 Land $2,400 Building $116,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1085 N 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1085 N 7th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless · DSL in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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