1085 McGrery Rd SE, Lancaster, OH 43130 Property Records

Fairfield County property record for 1085 McGrery Rd SE, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,570 sqft · built 1973
Lot Size	4.48 acres (195,149 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Jun 2023)
Tax Bill	$5,812 (2024)
Deeds & Mortgages	Apr 2026 Line of Credit Jun 2023 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`00-40079-000`

Property Details

APN / Parcel Number

Primary APN	`00-40079-000`
Alternative APN	`0031 00042`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,570 sqft Living Area
Gross Area	2,010 sqft
1st Floor Area	1,570 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	195,149 sqft (4.48 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Frame Porch
Porch Area	102 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1085 MCGRERY RD SE
City	LANCASTER
State	OH
Zip	43130-7854
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R 18 T 14 S 31 SE
Legal Range	18W
Legal Township	14N
Legal Section	31
Jurisdiction	FAIRFIELD OH
Township / Civil Division	BERNE
Census Block Group	4
Census Block	4013
Census Tract	31200

Owner

1085 McGrery Rd SE is owned by two individuals who bought it in June 2023.

Source: Fairfield County records, as of April 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	201 OUTERBELT ST, COLUMBUS, OH 43213-1529
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Jun 15, 2023	Warranty Deed, Transfer · Conventional Mortgage TELHIO CU INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2023 · Amount on File
Deed Sale	Jun 15, 2023 · Amount on File
Prior Sale	Jan 12, 2009 · Amount on File
Deed Document Number	20239222
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Recording Date	Apr 17, 2026
Property Address	1085 MCGRERY RD SE, LANCASTER, OH 43130-7854
Document Number	0000006203
Instrument Date	Apr 11, 2026
Instrument	20266203
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1085 MCGRERY RD SE, LANCASTER, OH 43130-7854

Mortgage

Document Number	0000006203,
Date	Apr 17, 2026
Instrument	20266203

Lender

Name	LENDAGE LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 1, 2041

Interest

Rate	5.5%
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Jun 15, 2023
Property Address	1085 MCGRERY RD SE, LANCASTER, OH 43130-7854
Document Number	0000009222
Instrument Date	May 4, 2023
Instrument	202300009222
Transaction Type	Transfer
Record Updated	Jun 27, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	201 OUTERBELT ST, COLUMBUS, OH 43213-1529

Mortgage

Document Number	0000009223
Date	Jun 15, 2023
Instrument	202300009223

Lender

Name	TELHIO CU INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
County Subdivision	Berne Township
Unified School District	Berne Union Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$113,480 Land $35,770 Building $77,710	$324,240 Land $102,200 Building $222,040
2024	$5,812.00 (+109.67%)
2023	$2,772.00	$80,510 (-) Land $20,480 Building $60,030
2022	Homeowner's exemption	$80,510 Land $20,480 Building $60,030	$230,020 Land $58,510 Building $171,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1085 McGrery Rd SE in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1980–1985)
Most Recent Claim	Jul 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1085 McGrery Rd SE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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