1085 Lowden Ave, Union, NJ 07083 Property Records

Union County and Union Township property record for 1085 Lowden Ave, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	100,000 sqft · built 1961
Lot Size	0.125 acres (5,428 sqft)
Owner	Individual Name on File
Tax Bill	$13,877 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-00309-0000-00033`

Property Details

APN / Parcel Number

Primary APN	`19-00309-0000-00033`
Alternative APN	`190030900033`

Interior

Stories	1 Story

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	5,428 sqft (0.125 acres)
Lot Dimensions	100 ft deep x 29 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1085 LOWDEN AVE
City	UNION
State	NJ
Zip	07083-7706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ELMORA GARDENS SEC 02
Legal Block	309
Legal Lot Number	33
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	1
Census Block	1000
Census Tract	33502

Owner

1085 Lowden Ave is owned and occupied by an individual who acquired it in November 2007.

Source: Union County and Union Township records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	1085 LOWDEN AVE, UNION, NJ 07083-7706
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Deed of Trust, Mortgage · Line of Credit INVESTORS BANK
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage INVESTORS BANK
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage INVESTORS BANK
Mar 25, 2017	Deed of Trust, Mortgage · Line of Credit INVESTORS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 19, 2007
Transfer Doc	0056840545
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1085 LOWDEN AVE, UNION, NJ 07083-7706
Transaction Type	Mortgage
Record Updated	Oct 6, 2022
Title Company	CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0152802596
Date	Sep 21, 2022
Book Page	15280/2596
Instrument	43395

Lender

Name	INVESTORS BANK
Type	Bank
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 10, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1085 LOWDEN AVE, UNION, NJ 07083-7706
Transaction Type	Mortgage
Record Updated	Mar 22, 2021
Title Company	OMEGA SETTLEMENT SERVICES, OMEGA SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149012248
Date	Mar 5, 2021
Book Page	14901/2248
Instrument	6099

Lender

Name	INVESTORS BANK
Type	Bank
Address	MILLBURN, NJ 07041

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1085 LOWDEN AVE, UNION, NJ 07083-7706
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147172171
Date	Jun 25, 2020
Book Page	14717/2171
Instrument	693720

Lender

Name	INVESTORS BANK
Type	Bank
Address	MILLBURN, NJ 07041

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1085 LOWDEN AVE, UNION, NJ 07083-7706
Document Number	0142530746
Instrument Date	Mar 25, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	085 LOWDEN AVE UNION NJ 07083, UNION, NJ 07083

Mortgage

Document Number	0142530746
Date	Apr 3, 2017
Book Page	014253/000746
Instrument	638694

Lender

Name	INVESTORS BK
Type	Bank
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 2, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1085 Lowden Ave was $13,877, up 4.3% from the year before.

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,500 (-) Land $20,500 Building $39,000	$59,500 (-) Land $20,500 Building $39,000
2025	$13,877.00 (+4.35%)	$59,500 Land $20,500 Building $39,000	$59,500 Land $20,500 Building $39,000
2024	$13,299.00
2023		$59,500 Land $20,500 Building $39,000	$59,500 Land $20,500 Building $39,000
2022	$12,445.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1085 Lowden Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1085 Lowden Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Optimum.

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