1085 Lisa Ln, Bartow, FL 33830 Property Records

Polk County property record for 1085 Lisa Ln, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,758 sqft · built 1973
Lot Size	0.398 acres (17,333 sqft)
Owner	2 Individual Names on File
Last Sale	$250,900 (Jun 2020)
Tax Bill	$2,934 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-30-17-428310-000110`

Property Details

APN / Parcel Number

Primary APN	`25-30-17-428310-000110`
Alternative APNs	`173025428310000110` `73025000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,758 sqft Living Area
Gross Area	2,220 sqft
1st Floor Area	1,758 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	17,333 sqft (0.398 acres)
Lot Dimensions	126 ft deep x 110 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	462 sqft
Porch	Unfinished Open Porch
Porch Area	120 sqft
Shed	1 Shed

Location & Zoning

Street Address	1085 LISA LN
City	BARTOW
State	FL
Zip	33830-7424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	KISSENGEN HEIGHTS PB 58 PG 23 LOT 11
Legal Range	25E
Legal Township	30S
Legal Section	17
Legal Subdivision	KISSENGEN HEIGHTS
Legal Tract	428310
Legal Block	1
Legal Lot Number	11
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	1
Census Block	1027
Census Tract	15102

Owner

1085 Lisa Ln is owned and occupied by two individuals who bought it in June 2020.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1085 LISA LN, BARTOW, FL 33830-7424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2020 · Amount on File
Deed Sale	Jun 26, 2020 · Amount on File
Prior Sale	Mar 25, 2014 · Amount on File
Deed Document Number	2020128979
Deed Book / Page	11280 / 1122
Prior Transfer Date	Feb 7, 2014
Prior Transfer Doc	0000022115
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 26, 2020
Property Address	1085 LISA LN, BARTOW, FL 33830-7424
Document Number	0112801122
Book / Page	011280 / 001122
Instrument Date	Jun 23, 2020
Instrument	128979
Transaction Type	Transfer
Record Updated	Jul 17, 2020
Title Company	FLORIDA PROFESSIONAL TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,756.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1085 LISA LN BARTOW FL 338307424, BARTOW, FL 33830-7424

Mortgage

Document Number	112801123
Date	Jun 26, 2020
Book Page	011280/001123
Instrument	128980

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1085 Lisa Ln was $2,934 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,851 (+2.7%)	$236,329 (-7.67%) Land $30,000 Building $206,329
2025	$2,934.00 Homeowner's exemption	$204,334	$255,954 Land $28,000 Building $227,954
2023	$3,095.00 (+14.59%) Homeowner's exemption	$192,791 (+3%)	$265,784 (+17.26%) Land $27,000 Building $238,784
2022	$2,701.00 Homeowner's exemption	$187,176	$226,667 Land $17,050 Building $209,617

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1085 Lisa Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1085 Lisa Ln is high, ranking above 76% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 63% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20