1085 Leonard Rd, Salisbury, NC 28146 Property Records

Rowan County property record for 1085 Leonard Rd, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,753 sqft · built 1940
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Oct 2023)
Tax Bill	$1,729 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage May 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`600 018`

Property Details

APN / Parcel Number

Primary APN	`600 018`
Alternative APN	`304350000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,753 sqft Living Area
1st Floor Area	1,106 sqft
Basement Area	553 sqft
Unfinished Basement	553 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2015
Exterior Material	Brick
Lot Area	43,560 sqft (1 acres)
Garage Area	528 sqft
Porch	Porch
Porch Area	248 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1085 LEONARD RD
City	SALISBURY
State	NC
Zip	28146-2421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.00AC
Jurisdiction	ROWAN NC
Township / Civil Division	PROVIDENCE
Census Block Group	1
Census Block	1013
Census Tract	50901

Owner

1085 Leonard Rd is owned and occupied by an individual who bought it in October 2023.

Source: Rowan County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	1085 LEONARD RD, SALISBURY, NC 28146-2421
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU
May 7, 2021	Warranty Deed, Transfer · Line of Credit SCOTT R HENDERSON FAMILY LIVING TRU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2023 · Amount on File
Deed Sale	Oct 25, 2023 · Amount on File
Prior Sale	May 7, 2021 · Amount on File
Deed Book / Page	1431 / 878
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Oct 25, 2023
Property Address	1085 LEONARD RD, SALISBURY, NC 28146-2421
Document Number	0014310878
Book / Page	1431 / 878
Instrument Date	Oct 25, 2023
Transaction Type	Transfer
Record Updated	Nov 6, 2023
Title Company	BARRISTER TITLE SERVICES, BARRISTERS TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	175 SETTLERS GROVE LN, SALISBURY, NC 28146-1494

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1085 LEONARD RD, SALISBURY, NC 28146-2421

Mortgage

Document Number	0001431879
Date	Oct 25, 2023
Instrument	1431/879

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	May 7, 2021
Property Address	1085 LEONARD RD, SALISBURY, NC 28146-2421
Document Number	0013740533
Book / Page	1374 / 533
Instrument Date	Apr 6, 2021
Transaction Type	Transfer
Record Updated	Jun 2, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	240 ALPINE CIR, 240, STATESVILLE, NC 28625-8827

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 SETTLERS GROVE LN, SALISBURY, NC 28146-1494

Mortgage

Document Number	1374534
Date	May 7, 2021
Instrument	1374/534

Lender

Name	SCOTT R HENDERSON FAMILY LIVING TRU
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 1085 Leonard Rd was $1,729.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,729.00	$259,099 Land $35,000 Building $224,099	$259,099 Land $35,000 Building $224,099
2023	$298.00	$44,777 Land $35,000 Building $9,777	$44,777 Land $35,000 Building $9,777

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1085 Leonard Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1085 Leonard Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: T-Mobile.

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