San Luis Obispo County property record for 1085 Ladera Ln, Paso Robles, CA 93446 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,818 sqft · built 1983 |
| Lot Size | 5.11 acres (223,027 sqft) |
| Owner | Company Name on File |
| Last Sale | $870,000 (Sep 2019) |
| Tax Bill | $12,816 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-461-012 |
| Primary APN | 020-461-012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 12 Rooms |
| Building Area | 3,818 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Construction Type | Wood |
| Lot Area | 223,027 sqft (5.11 acres) |
| Terrain | Above Road/Slope |
| Parking Spaces | 4 Parking Spaces |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 1085 LADERA LN |
|---|---|
| City | PASO ROBLES |
| State | CA |
| Zip | 93446-4944 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 680 LT 7 |
| Legal Subdivision | 680 |
| Legal Tract | 680 |
| Legal Lot Number | 7 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | PASO ROBLES |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10302 |
Source: San Luis Obispo County records · APN 020-461-012
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1085 LADERA LN, PASO ROBLES, CA 93446-4944 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 28, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Oct 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL COAST LENDING INC |
| Sep 11, 2019 | Grant Deed, Transfer · Conventional Mortgage CENTRAL COAST LNDG |
| Mar 08, 2018 | Loan Modification, Mortgage · Conventional Mortgage WFB NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 11, 2019 · Amount on Record |
| Deed Sale | Sep 11, 2019 · Amount on Record |
| Prior Sale | Sep 11, 2019 · Amount on Record |
| Deed Document Number | 0000038205 |
| Last Transfer Date | Sep 02, 2025 |
| Transfer Doc | 0000025626 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1085 LADERA LN, PASO ROBLES, CA 93446-4944 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE |
| Name | Verified Name |
|---|---|
| Address | 1085 LADERA LN, PASO ROBLES, CA 93446-4944 |
| Document Number | 0000013640 |
|---|---|
| Date | Mar 28, 2022 |
| Instrument | 2022013640 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1085 LADERA LN, PASO ROBLES, CA 93446-4944 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PLACER TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1085 LADERA LN, PASO ROBLES, CA 93446-4944 |
| Document Number | 0000062364 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 2020062364 |
| Name | CENTRAL COAST LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | MORRO BAY, CA 93442 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Sep 11, 2019 |
| Property Address | 1085 LADERA LN, PASO ROBLES, CA 93446-4944 |
| Document Number | 0000038205 |
| Instrument Date | Aug 21, 2019 |
| Instrument | 38205 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2019 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $957.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 2120 GOLDEN HILL RD #102 PASO ROBLES CA 934467048, 102, PASO ROBLES, CA 93446-7048 |
| Document Number | 38206 |
|---|---|
| Date | Sep 11, 2019 |
| Instrument | 38206 |
| Name | CENTRAL COAST LNDG |
|---|---|
| Address | MORRO BAY, CA 93442 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 10, 2034 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1085 LADERA LN, PASO ROBLES, CA 93446-4944 |
| Document Number | 0000014620 |
| Instrument Date | Mar 08, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1085 LADERA LN PASO ROBLES CA 934464944, PASO ROBLES, CA 93446-4944 |
| Document Number | 0000014620 |
|---|---|
| Date | Apr 12, 2018 |
| Instrument | 14620 |
| Name | WFB NA |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 11, 2058 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Paso Robles Joint Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $12,816.00 (+3.59%) | $1,190,759 (+4.04%) Land $273,408 Building $917,351 |
| 2023 | $12,372.00 (+19.57%) | $1,144,523 Land $262,793 Building $881,730 |
| 2022 | $10,347.00 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790103022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 6 individual NFIP policies nearby |
| Nearby Flood Policies | 6 in force |
| Wildfire Risk | Moderate above 65% of the US · above 40% of California |
|---|---|
| Wildfire Likelihood | About 1 in 526 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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