1085 Jones Chapel Loop, Springville, AL 35146 Property Records

Blount County property record for 1085 Jones Chapel Loop, Springville, AL 35146

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,320 sqft · built 2018
Lot Size	14 acres (609,840 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,054 (2026)
Deeds & Mortgages	May 2022 Mortgage May 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`30-01-02-0-000-001.012`

Property Details

APN / Parcel Number

Primary APN	`30-01-02-0-000-001.012`
Alternative APNs	`054790` `54790` `65577`

Interior

Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,320 sqft Living Area
1st Floor Area	900 sqft
Upper Floors Area	600 sqft
Flooring	Laminate Plank
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	609,840 sqft (14 acres)
Garage Area	384 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	65577
Street Address	1085 JONES CHAPEL LOOP
City	SPRINGVILLE
State	AL
Zip	35146-8509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NE COR NE/NE W 1351 SW 1480 SLY 164 ALG JONES CHAPEL RD TO POB SW ALG RD 132 E 1304 NLY 872 SW 1307 SW 444 TO POB--
Legal Range	02E
Legal Township	14S
Legal Section	02
Jurisdiction	BLOUNT AL
Township / Civil Division	ONEONTA
Census Block Group	2
Census Block	2049
Census Tract	50107

Owner

Source: Blount County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1085 JONES CHAPEL LOOP, SPRINGVILLE, AL 35146-8509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Deed of Trust, Mortgage LOWER LLC
May 10, 2022	Deed of Trust, Mortgage · Line of Credit LOWER LLC
Jul 21, 2021	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB
Mar 21, 2018	Deed of Trust, Mortgage THE HOMETOWN BANK OF ALABAMA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2016
Deed Sale	Nov 9, 2016
Prior Sale	May 7, 2007 · Amount on Record
Deed Book / Page	2016 / 30357
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	1085 JONES CHAPEL LOOP, SPRINGVILLE, AL 35146-8509
Transaction Type	Mortgage
Record Updated	Feb 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2022/16063
Date	May 10, 2022
Book Page	2022/16063
Instrument	10038452

Lender

Name	LOWER LLC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	1085 JONES CHAPEL LOOP, SPRINGVILLE, AL 35146-8509
Transaction Type	Mortgage
Record Updated	Feb 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2022/16076
Date	May 10, 2022
Book Page	2022/16076
Instrument	10038453

Lender

Name	LOWER LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	1085 JONES CHAPEL LOOP, SPRINGVILLE, AL 35146-8509
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2021/25879
Date	Jul 21, 2021
Book Page	2021/25879
Instrument	10029197

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	1085 JONES CHAPEL LOOP, SPRINGVILLE, AL 35146-8509
Transaction Type	Mortgage
Record Updated	May 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2020/20385
Date	Jul 14, 2020
Book Page	2020/20385
Instrument	10018015

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	1085 JONES CHAPEL LOOP, SPRINGVILLE, AL 35146-8509
Transaction Type	Mortgage
Record Updated	Feb 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02018/6570
Date	Mar 21, 2018
Book Page	2018/6570

Lender

Name	THE HOMETOWN BANK OF ALABAMA
Type	Bank
Address	ALTOONA, AL 35952

Agreement

Amount	Amount Recorded
Term	6 Months
Due	Sep 15, 2018

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Blount County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Blount County
Unified School District	Blount County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,054.00 (+7.33%) Homeowner's exemption
2025	$982.00 (+6.39%)	$32,000 (+5.96%)	$319,700 (+5.95%) Land $128,200 Building $191,500
2024	$923.00 (+10.94%) Homeowner's exemption	$30,200 (+10.22%) Land $8,620 Building $21,580	$301,760 (+10.16%) Land $86,100 Building $215,660
2023	$832.00 (+16.85%) Homeowner's exemption	$27,400 (+15.61%) Land $8,120 Building $19,280	$273,940 (+15.62%) Land $81,200 Building $192,740
2022	$712.00 Homeowner's exemption	$23,700 Land $8,120 Building $15,580	$236,940 Land $81,200 Building $155,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 84% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 3

May also be available: AT&T, T-Mobile, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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