1085 James St, Chicopee, MA 01022 Property Records

Hampden County and Chicopee City property record for 1085 James St, Chicopee, MA 01022

Property Summary

Property Type	Condominium
Details	3 bd · 1.5 ba · 1,172 sqft · built 1952
Owner	Individual Name on Record
Last Sale	$150,000 (Nov 2007)
Tax Bill	$3,611 (2025)
Deeds & Mortgages	Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`W4-00M11`

Property Details

APN / Parcel Number

Primary APN	`W4-00M11`
Alternative APN	`CHIC M:00W4 P:00M11`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,172 sqft Living Area
1st Floor Area	1,172 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1991
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	W4-00M11
Street Address	1085 JAMES ST
City	CHICOPEE
State	MA
Zip	01022-1000
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	206
Legal Subdivision	RIDGEWOOD VLG CONDO
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	3
Census Block	3006
Census Tract	811302

Owner

Source: Hampden County and Chicopee City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1085 JAMES ST, CHICOPEE, MA 01022-1000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2007 · Amount on Record
Deed Sale	Nov 1, 2007 · Amount on Record
Prior Sale	Jul 23, 1993 · Amount on Record
Deed Document Number	200787677
Deed Book / Page	17005 / 592
Transfer Doc	21580-28
Record Updated	Jun 8, 2026

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Feb 27, 2017
Property Address	1085 JAMES ST, CHICOPEE, MA 01022-1000
Document Number	21580-25
Book / Page	021580 / 000025
Instrument Date	Feb 21, 2017
Instrument	10048
Transaction Type	Transfer
Record Updated	Mar 22, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1085 JAMES ST #M11 CHICOPEE MA 010221000, M11, CHICOPEE, MA 01022-1000

Mortgage

Document Number	21580-28
Date	Feb 27, 2017
Book Page	021580/000028
Instrument	10049

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2047

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,611.00 (+7.02%)	$238,200 (+4.2%) Building $238,200	$239,400
2024	$3,374.00 (+6.37%)	$228,600 (+9.17%) Building $228,600
2023	$3,172.00	$209,400 Building $209,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20