Tioga County and Spencer Town property record for 1085 Ithaca Rd, Spencer, NY 14883 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1980 |
| Square Footage | 1,725 sqft Living Area |
| Lot Size | 309,712 sqft (7.11 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $210,000 (2025) |
| Tax Bill | $5,674.00 (2025) |
Source: Tioga County and Spencer Town records · APN 493489 35.00-2-2
Assessment roll updated May 15, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9 W PLEASANT ST, VAN ETTEN, NY 14889-9458 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 15, 2008 | Deed of Trust, Mortgage M&T BANK NA |
| Aug 01, 2011 | Deed of Trust, Mortgage ALTERNATIVES FEDERAL CREDIT UNION |
| Oct 16, 2025 | Warranty Deed, Transfer ALTERNATIVE FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 16, 2025 · Amount on Record |
| Deed Sale | Oct 16, 2025 · Amount on Record |
| Deed Doc Number | 20253797 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA NY |
| Property Address | 1085 ITHACA RD, SPENCER, NY 14883-9749 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0159951001 |
|---|---|
| Date | Aug 15, 2008 |
| Instrument | 0159951001 |
| Name | M&T BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 125 Months |
| Due | Jan 01, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA NY |
| Property Address | 1085 ITHACA RD, SPENCER, NY 14883-9749 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0190815001 |
|---|---|
| Date | Aug 01, 2011 |
| Instrument | 0190815001 |
| Name | ALTERNATIVES FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Oct 16, 2025 |
| Property Address | 1085 ITHACA RD, SPENCER, NY 14883-9749 |
| Document Number | 202500003797 |
| Instrument Date | Oct 08, 2025 |
| Instrument | 2025-00003797 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 W PLEASANT ST, VAN ETTEN, NY 14889-9458 |
| Document Number | 202500003798 |
|---|---|
| Date | Oct 16, 2025 |
| Instrument | 2025-00003798 |
| Name | ALTERNATIVE FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Nov 01, 2055 |
Source: Tioga County and Spencer Town records · Assessment roll updated May 15, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-Van Etten Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,674.00 (+4.84%) | $161,000 (-) Land $35,300 Building $125,700 | $230,000 (+12.86%) Land $50,429 Building $179,571 |
| 2024 | $5,412.00 (+118.4%) Homeowner's exemption Senior Citizen's exemption | $161,000 (-) Land $35,300 Building $125,700 | $203,797 (+8.86%) Land $44,683 Building $159,114 |
| 2023 | $161,000 Land $35,300 Building $125,700 | $187,209 Land $41,046 Building $146,163 | |
| 2019 | $2,478.00 |
Source: FEMA National Flood Hazard Layer, Tioga County (36107C), updated October 31, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 7% of the US · above 11% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 493489 35.00-2-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,725 sqft Living Area |
| 1st Floor | 1,725 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch Style |
| Exterior Material | Composition/Composite Exterior |
| Lot Area | 309,712 sqft (7.11 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 440 sqft Garage |
| Porch Area | 356 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 00000000557 |
|---|---|
| Street Address | 1085 ITHACA RD |
| City | SPENCER |
| State | NY |
| Zip | 14883-9749 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 2.000 |
| Jurisdiction | TIOGA NY |
| Minor Civil Division | SPENCER |
| Census Blockgroup | 1 |
| Census Block | 1014 |
| Census Tract | 20701 |
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