1085 Gapter Rd, Boulder, CO 80303 Property Records

Boulder County property record for 1085 Gapter Rd, Boulder, CO 80303

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 2,701 sqft · built 1956
Lot Size	1.16 acres (50,623 sqft)
Owner	Trust Name on File
Last Sale	$1,500,000 (Aug 2018)
Tax Bill	$13,290 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Nov 2017 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`1463-34-4-10-002`

Property Details

APN / Parcel Number

Primary APN	`1463-34-4-10-002`
Alternative APNs	`R0036372` `0036372`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,701 sqft Living Area
1st Floor Area	2,701 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Material	Asphalt
Lot Area	50,623 sqft
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0036372
Street Address	1085 GAPTER RD
City	BOULDER
State	CO
Zip	80303-2924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 13 GAPTER
Legal Range	70
Legal Township	1N
Legal Section	34
Legal Subdivision	GAPTER - BOV
Legal Block	2
Legal Lot Number	13
Jurisdiction	BOULDER CO
Township / Civil Division	BOULDER
Census Block Group	2
Census Block	2032
Census Tract	12710

Owner

1085 Gapter Rd is owner-occupied and held in a trust since November 2018.

Source: Boulder County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	1085 GAPTER RD, BOULDER, CO 80303-2924
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 29, 2017	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA
Nov 9, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Aug 10, 2018	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2018 · Amount on File
Deed Sale	Aug 10, 2018 · Amount on File
Prior Sale	Sep 10, 2002 · Amount on File
Deed Document Number	20183670715
Last Transfer Date	Nov 2, 2018
Transfer Doc	0003685140
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	1085 GAPTER RD, BOULDER, CO 80303-2924
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003583831
Date	Mar 31, 2017
Instrument	3583831

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	1085 GAPTER RD, BOULDER, CO 80303-2924
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003627886
Date	Nov 29, 2017
Instrument	3627886

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOULDER CO
Recording Date	Nov 9, 2018
Property Address	1085 GAPTER RD, BOULDER, CO 80303-2924
Document Number	0003685140
Instrument Date	Nov 2, 2018
Instrument	3685140
Transaction Type	Transfer
Record Updated	Nov 19, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1085 GAPTER RD BOULDER CO 803032924, BOULDER, CO 80303-2924

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Aug 10, 2018
Property Address	1085 GAPTER RD, BOULDER, CO 80303-2924
Document Number	0003670715
Instrument Date	Aug 9, 2018
Instrument	3670715
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1085 GAPTER RD BOULDER CO 803032924, BOULDER, CO 80303-2924

Tax Assessment & Valuation

The 2025 property tax bill for 1085 Gapter Rd was $13,290.

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Boulder City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,302 (+5.35%) Land $66,959 Building $78,343	$2,206,800 (-) Land $1,054,700 Building $1,152,100
2025	$13,290.00	$137,925 Land $65,919 Building $72,006	$2,206,800 Land $1,054,700 Building $1,152,100
2023	$12,830.00 (+18.43%)	$150,368 (+30.57%) Land $58,578 Building $91,790	$2,244,300 (+35.45%) Land $874,300 Building $1,370,000
2022	$10,833.00	$115,159 Land $48,768 Building $66,391	$1,656,970 Land $701,700 Building $955,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1085 Gapter Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 97 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	103 units insured incl. 6 condo units
Nearby Flood Claims	91 (1980–2022)
Claims Outside the SFHA	24 of 91
Most Recent Claim	Jul 2022 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 76 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1085 Gapter Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOULDER serves 166,080 people · EPA ID CO0107152
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayva Networks Fixed Wireless	2,500 / 2,500
Xfinity Cable	2,000 / 250
LiveWireNet Fixed Wireless	250 / 100

May also be available: Verizon.

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