1085 Eagle Ridge Pl, Chula Vista, CA 91913 Property Records

San Diego County property record for 1085 Eagle Ridge Pl, Chula Vista, CA 91913

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,426 sqft · built 2002
Lot Size	0.159 acres (6,930 sqft)
Owner	2 Individual Names on Record
Last Sale	$652,000 (Dec 2015)
Tax Bill	$13,826 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Sep 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`641-170-23-00`

Property Details

APN / Parcel Number

Primary APN	`641-170-23-00`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,426 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	6,930 sqft (0.159 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1085 EAGLE RIDGE PL
City	CHULA VISTA
State	CA
Zip	91913-2820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC10SF3
Legal Description	LOT 23 TR 014079
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	014079
Legal Block	1
Legal Lot Number	23
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1006
Census Tract	13327

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1085 EAGLE RIDGE PL, CHULA VISTA, CA 91913-2820
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Sep 19, 2023	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Feb 13, 2017	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Feb 28, 2019	Deed of Trust, Mortgage · VA Mortgage ANCHOR FUNDING INC
Nov 15, 2019	Deed of Trust, Mortgage · VA Mortgage ANCHOR FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2015 · Amount on Record
Deed Sale	Dec 21, 2015 · Amount on Record
Prior Sale	Aug 16, 2002 · Amount on Record
Deed Document Number	2015649870
Prior Transfer Date	May 13, 2010
Prior Transfer Doc	0000244084
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 1, 2026
Property Address	1085 EAGLE RIDGE PL, CHULA VISTA, CA 91913-2820
Document Number	0000088494
Instrument Date	Mar 25, 2026
Instrument	202688494
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	1085 EAGLE RIDGE PL, CHULA VISTA, CA 91913-2820

Mortgage

Document Number	0000088494,
Date	Apr 1, 2026
Instrument	202688494

Lender

Name	SPRING EQ LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1085 EAGLE RIDGE PL, CHULA VISTA, CA 91913-2820
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1085 EAGLE RIDGE PL, CHULA VISTA, CA 91913-2820

Mortgage

Document Number	0000253384
Date	Sep 19, 2023
Instrument	2023-0253384

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	LIMA, OH 45801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1085 EAGLE RIDGE PL, CHULA VISTA, CA 91913-2820
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070221
Date	Feb 13, 2017
Instrument	2017-0070221

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	CHULA VISTA, CA 91913

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Mar 8, 2037

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	Prime Rate
Max Rate	17.2%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1085 EAGLE RIDGE PL, CHULA VISTA, CA 91913-2820
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073132
Date	Feb 28, 2019
Instrument	2019-0073132

Lender

Name	ANCHOR FUNDING INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1085 EAGLE RIDGE PL, CHULA VISTA, CA 91913-2820
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000530514
Date	Nov 15, 2019
Instrument	2019-0530514

Lender

Name	ANCHOR FUNDING INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$787,262 (+2%) Land $335,381 Building $451,881
2025	$13,826.00 (+2.63%) Homeowner's exemption	$771,826 (+4.04%) Land $328,805 Building $443,021
2024	$13,472.00 (+1.4%)
2023	$13,286.00 (+2.26%) Homeowner's exemption	$741,857 Land $316,038 Building $425,819
2022	$12,993.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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