1085 Capel Rd, Cairo, GA 39827 Property Records

Grady County property record for 1085 Capel Rd, Cairo, GA 39827

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,278 sqft · built 1973
Lot Size	8.89 acres (387,684 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Mar 2022)
Tax Bill	$647 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`00640-024-001`

Property Details

APN / Parcel Number

Primary APN	`00640-024-001`
Alternative APN	`14367`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,278 sqft Heated Area
1st Floor Area	3,278 sqft
Utility Area	345 sqft
Utility Room	Utility Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2007
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	387,684 sqft (8.89 acres)
Garage Type	Carport
Garage Area	640 sqft
Carport	Carport
Carport Area	810 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	766 sqft
Patio Area	160 sqft
Storage Building	448 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	14367
Street Address	1085 CAPEL RD
City	CAIRO
State	GA
Zip	39827-5802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANDLOT:222 DIST:17
Jurisdiction	GRADY GA
Township / Civil Division	CAIRO
Census Block Group	1
Census Block	1007
Census Tract	950401

Owner

Source: Grady County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1085 CAPEL RD, CAIRO, GA 39827-5802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2018	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES
Mar 24, 2022	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER
Mar 21, 2022	Warranty Deed, Transfer
Mar 21, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER
Jul 7, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2022 · Amount on Record
Deed Sale	Mar 24, 2022 · Amount on Record
Prior Sale	Jul 7, 2020 · Amount on Record
Deed Document Number	0000906302
Deed Book / Page	906 / 302
Prior Transfer Date	Mar 21, 2022
Prior Transfer Doc	000906/302
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY GA
Property Address	1085 CAPEL RD, CAIRO, GA 39827-5802
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000828/393
Date	Feb 6, 2018
Book Page	828/393

Lender

Name	CARRINGTON MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY GA
Property Address	1085 CAPEL RD, CAIRO, GA 39827-5802
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1085 CAPEL RD, CAIRO, GA 39827-5802

Mortgage

Document Number	0000000906/000000303B
Date	Mar 24, 2022
Book Page	0000000906/000000303B

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRADY GA
Recording Date	Mar 21, 2022
Property Address	1085 CAPEL RD, CAIRO, GA 39827-5802
Document Number	000906/302
Book / Page	906 / 302
Instrument Date	Mar 21, 2022
Instrument	2022-000206
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1085 CAPEL RD, CAIRO, GA 39827-5802

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRADY GA
Recording Date	Mar 21, 2022
Property Address	1085 CAPEL RD, CAIRO, GA 39827-5802
Document Number	000906/302
Book / Page	906 / 302
Instrument Date	Mar 21, 2022
Instrument	2022-000206
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1085 CAPEL RD, CAIRO, GA 39827-5802

Mortgage

Document Number	000906303B
Date	Mar 21, 2022
Instrument	906/303B

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRADY GA
Recording Date	Jul 7, 2020
Property Address	1085 CAPEL RD, CAIRO, GA 39827-5802
Document Number	000871/427
Book / Page	871 / 427
Instrument Date	Jul 7, 2020
Instrument	2020-000568
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	394 RICHTER RD, CAIRO, GA 39827-5622

Tax Assessment & Valuation

Source: Grady County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Grady County
Unified School District	Grady County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$647.00 (-32.74%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$183,512 (+23.74%) Land $21,980 Building $161,532	$458,780 (+23.74%) Land $54,951 Building $403,829
2024	$962.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$148,310 (+160.97%) Land $21,980 Building $126,330	$370,775 (+160.97%) Land $54,951 Building $315,824
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$56,830 (-) Land $13,521 Building $43,309	$142,074 (-) Land $33,802 Building $108,272
2022	$1,559.00	$56,830 Land $13,521 Building $43,309	$142,074 Land $33,802 Building $108,272

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Windstream DSL	300 / 20

May also be available: Mediacom Xtream.

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