St. Clair County property record for 1085 Capac Rd, Berlin, MI 48002
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,746 sqft · built 1978 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,064 (2025) |
| Deeds & Mortgages | Mar 2022 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-09-020-2005-500 |
| Primary APN | 74-09-020-2005-500 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,746 sqft Living Area |
| 1st Floor Area | 1,164 sqft |
| Basement Area | 1,164 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1085 CAPAC RD |
|---|---|
| City | BERLIN |
| State | MI |
| Zip | 48002-3005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | N 314.45 FT OF S 1142.4 FT OF E 693 FT OF SE 1/4 SEC 20 T6N R13E 5 A |
| Legal Range | 13E |
| Legal Township | 06N |
| Legal Section | 20 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | BERLIN |
| Census Block Group | 2 |
| Census Block | 2083 |
| Census Tract | 657200 |
1085 Capac Rd is owned and occupied by an individual.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1085 CAPAC RD, BERLIN, MI 48002-3005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1085 CAPAC RD, BERLIN, MI 48002-3005 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2022 |
| Title Company | CRISLO TITLE COMPANY, CISLO TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1085 CAPAC RD, BERLIN, MI 48002-3005 |
| Document Number | 0005496438 |
|---|---|
| Date | Mar 10, 2022 |
| Book Page | 5496/438 |
| Instrument | 2022005783 |
| Name | SOVITA CU |
|---|---|
| Type | Credit Union |
| Address | FLINT, MI 48532 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 5, 2037 |
The 2025 property tax bill for 1085 Capac Rd was $3,064 with a homeowner's exemption, up 2.4% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Berlin Township |
| Unified School District | Almont Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $180,900 (+5.24%) | $361,800 | |
| 2025 | $3,064.00 (+2.44%) Homeowner's exemption | $171,900 | |
| 2024 | $2,991.00 | $343,800 | |
| 2023 | $154,700 | ||
| 2022 | $2,662.00 | $309,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1085 Capac Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1085 Capac Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Mercury Fiber.
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