1085 Azalea Dr, Moneta, VA 24121 Property Records

Bedford County property record for 1085 Azalea Dr, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,232 sqft · built 1989
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$974,500 (Apr 2026)
Tax Bill	$1,988 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Jun 2006 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`220C 2 6`

Property Details

APN / Parcel Number

Primary APN	`220C 2 6`
Alternative APNs	`22036200` `530664`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Deck Area	632 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1085 AZALEA DR
City	MONETA
State	VA
Zip	24121-5759
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKELAND PINES LT 6
Legal Subdivision	LAKELAND PINES
Legal Lot Number	6
Jurisdiction	BEDFORD VA
Township / Civil Division	1
Census Block Group	3
Census Block	3017
Census Tract	30504

Owner

Source: Bedford County records, as of April 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	73 LONG BOW RD, WAYNESBORO, VA 22980-7471
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2022	Deed of Trust, Mortgage · Line of Credit THE GRATZ BANK
Jun 7, 2006	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK
Apr 10, 2026	Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE GROUP INC
Sep 24, 2015	Warranty Deed, Transfer · Stand-Alone Refinance WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2026 · Amount on Record
Deed Sale	Apr 10, 2026 · Amount on Record
Prior Sale	Jul 26, 2016 · Amount on Record
Deed Document Number	20263135
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1085 AZALEA DR, MONETA, VA 24121-5759
Transaction Type	Mortgage
Record Updated	Apr 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220013128
Date	Dec 13, 2022
Instrument	220013128

Lender

Name	THE GRATZ BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1085 AZALEA DR, MONETA, VA 24121-5759
Transaction Type	Mortgage
Record Updated	Apr 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060008685
Date	Jun 7, 2006
Instrument	060008685

Lender

Name	SUNTRUST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD VA
Recording Date	Apr 10, 2026
Property Address	1085 AZALEA DR, MONETA, VA 24121-5759
Document Number	0000003135
Instrument Date	Mar 27, 2026
Instrument	2026.3135
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$98,424.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	73 LONG BOW RD, WAYNESBORO, VA 22980-7471
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003140,
Date	Apr 10, 2026
Instrument	2026..3140

Lender

Name	ATLANTIC COAST MORTGAGE GROUP INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

September 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Sep 24, 2015
Property Address	1085 AZALEA DR, MONETA, VA 24121-5759
Document Number	0150009169
Instrument Date	Sep 10, 2015
Instrument	150009169
Transaction Type	Transfer
Record Updated	Aug 1, 2025
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	CHESTERFIELD, VA 23832

Mortgage

Document Number	0150009170
Date	Sep 24, 2015
Instrument	150009170

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2045

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,988.00	$484,900 (+1%) Land $240,000 Building $244,900
2023	$1,988.00 Additional exemption filed	$242,450	$484,900 Land $240,000 Building $244,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
ZiTEL Fiber	960 / 960
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: SMLW Broadband.

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