Mille Lacs County property record for 1085 3rd Ave NE, Milaca, MN 56353
| Property Type | Single Family Home |
|---|---|
| Details | 2,100 sqft · built 2001 |
| Lot Size | 0.432 acres (18,855 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,258 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Mar 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-355-0180 |
| Primary APN | 21-355-0180 |
|---|
| Building Area | 2,100 sqft Total Area |
|---|
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 18,855 sqft (0.432 acres) |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Deck Area | 192 sqft |
| Street Address | 1085 3RD AVE NE |
|---|---|
| City | MILACA |
| State | MN |
| Zip | 56353-1803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 27 |
| Legal Township | 38 |
| Legal Section | 24 |
| Legal Subdivision | HIDDEN PINES |
| Legal Block | 5 |
| Legal Lot Number | 2 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | MILACA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 170500 |
Source: Mille Lacs County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1085 3RD AVE NE, MILACA, MN 56353-1803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BAE CREDIT UNION |
| Mar 15, 2023 | Deed of Trust, Mortgage · Conventional Mortgage SPIRE CU |
| Nov 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SPIRE CU |
| Aug 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 30, 2024 |
| Transfer Doc | 000A442308 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Apr 30, 2026 |
| Property Address | 1085 3RD AVE NE, MILACA, MN 56353-1803 |
| Document Number | 0000451024 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 2026451024 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVION TITLE INC, SERVION TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000451024, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 2026451024 |
| Name | BAE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 1085 3RD AVE NE, MILACA, MN 56353-1803 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2023 |
| Title Company | US TITLE, CU TITLE SERVICES INC |
| Name | Verified Name |
|---|
| Document Number | 000A435496 |
|---|---|
| Date | Mar 15, 2023 |
| Instrument | A435496 |
| Name | SPIRE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 15, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 1085 3RD AVE NE, MILACA, MN 56353-1803 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | A427969 |
|---|---|
| Date | Nov 8, 2021 |
| Instrument | A427969 |
| Name | SPIRE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Oct 15, 2028 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 1085 3RD AVE NE, MILACA, MN 56353-1803 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | A418665 |
|---|---|
| Date | Aug 13, 2020 |
| Instrument | A418665 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| Municipality | Milaca City |
| Unified School District | Milaca Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,258.00 (+8.28%) | $397,900 (+1.3%) Land $30,000 Building $367,900 | $397,900 (+1.3%) Land $30,000 Building $367,900 |
| 2025 | $4,856.00 (+4.43%) Homeowner's exemption | $392,800 (+16.66%) Land $30,000 Building $362,800 | $392,800 (+16.66%) Land $30,000 Building $362,800 |
| 2023 | $4,650.00 | $336,700 Land $28,000 Building $308,700 | $336,700 Land $28,000 Building $308,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Jun 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Milaca serves 3,043 people · EPA ID MN1480002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Benton Cooperative Telephone Company Cable · Fiber in parts of the area | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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