10849 White Hall Rd, Smithsburg, MD 21783 Property Records

Washington County property record for 10849 White Hall Rd, Smithsburg, MD 21783

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,352 sqft · built 1988
Lot Size	0.926 acres (40,336 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,903 (2026)
Flood Zone	Zone X (minimal risk)
APN	`18-028328`

Property Details

APN / Parcel Number

Primary APN	`18-028328`
Alternative APN	`028328`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,352 sqft Total Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Siding
Roof Material	Metal
Lot Area	40,336 sqft (0.926 acres)
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	348 sqft
Patio Area	256 sqft
Shed	1 Shed
Shed Area	1,920 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	028328
Street Address	10849 WHITE HALL RD
City	SMITHSBURG
State	MD
Zip	21783-1709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A(R)
Legal Description	0.926 ACRE PARCEL A 10849 WHITE HALL RD
Legal Subdivision	FERGUSON MICHAEL & LISA
Legal Lot Number	1
Jurisdiction	WASHINGTON MD
Township / Civil Division	18, CHEWSVILLE
Census Block Group	1
Census Block	1014
Census Tract	11202

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10849 WHITE HALL RD, SMITHSBURG, MD 21783-1709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 1995
Deed Sale	Dec 28, 1995
Prior Sale	Apr 18, 1988 · Amount on Record
Deed Document Number	199524104
Deed Book / Page	1247 / 395
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,903.00 (+5.08%) Homeowner's exemption	$185,467 (+7.19%)	$197,900 (-) Land $64,100 Building $133,800
2025	$1,811.00 (+9.49%) Homeowner's exemption	$173,033 (+8.76%)	$197,900 (+23.23%) Land $64,100 Building $133,800
2023	$1,654.00 Homeowner's exemption	$159,100	$160,600 Land $64,100 Building $96,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1979–1996)
Most Recent Claim	Jun 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Cable	1,300 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

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